Is Payne Stewart #84 worth grading?
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Strong grading candidate — 9.8× premium in PSA 10
A PSA 10 Payne Stewart #84 sells for $58.48 against $5.99 raw: a $52.49 spread, 9.8× the ungraded price. A PSA 9 ($19.62) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $5.99
- PSA 10
- $58.48
- PSA 9
- $19.62
- Gem premium
- 9.8×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $58.48 | +$27.49 | +$2.49 | −$97.51 |
| PSA 9 | $19.62 | −$11.37 | −$36.37 | −$136 |
| PSA 8 | $10.47 | −$20.52 | −$45.52 | −$146 |
Net = sale price − $5.99 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $29.34 | −$26.66 |
| 50% | $39.05 | −$16.94 |
| 75% | $48.77 | −$7.23 |
Break-even gem rate at the standard fee: about 94%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $76.00 | best | 55/45 | 70/30 |
| PSA 10 | $58.48 | −$17.52 | 55/45 | 75/25 |
| CGC 10 | $35.00 | −$41.00 | 55/45 | 75/25 |
| SGC 10 | $35.00 | −$41.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Full set checklist →Grading Payne Stewart #84 — FAQ
Is Payne Stewart #84 worth grading?
A PSA 10 Payne Stewart #84 sells for $58.48 against $5.99 raw: a $52.49 spread, 9.8× the ungraded price. A PSA 9 ($19.62) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Payne Stewart #84 worth compared with raw?
A PSA 10 Payne Stewart #84 (Golf Cards 2026 Upper Deck Artifacts) sells for about $58.48 versus $5.99 for a raw near-mint copy — a 9.8× premium as of Sep 3, 2026.
Which grading company is best for Payne Stewart #84?
By resale value, BGS 10 leads at $76.00, ahead of PSA 10 at $58.48. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Payne Stewart #84 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Payne Stewart #84 break even?
At a standard ~$50 fee, submitting Payne Stewart #84 breaks even when it gems about 94% of the time (a miss assumed to sell at the PSA 9 price of $19.62).
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