MidpointCard Centering Grading Portfolio App

Is Zach Cole [Refractor] #FA-ZC worth grading?

Baseball · Baseball Cards 2026 Topps Finest Autograph · full price guide →

Strong grading candidate — 10× premium in PSA 10

A PSA 10 Zach Cole [Refractor] #FA-ZC sells for $56.49 against $5.63 raw: a $50.86 spread, 10× the ungraded price. A PSA 9 ($19.00) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$5.63
PSA 10
$56.49
PSA 9
$19.00
Gem premium
10×
As of
Sep 3, 2026

Break-even by outcome and fee

Zach Cole [Refractor] #FA-ZC: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$56.49+$25.86+$0.86−$99.14
PSA 9$19.00−$11.63−$36.63−$137
PSA 8$10.13−$20.50−$45.50−$146

Net = sale price − $5.63 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Zach Cole [Refractor] #FA-ZC: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$28.37−$27.26
50%$37.75−$17.88
75%$47.12−$8.51

Break-even gem rate at the standard fee: about 98%. Centering is the usual reason a clean copy misses — measure it before you decide.

Which grader pays the most — and what a 10 takes

All centering standards
Zach Cole [Refractor] #FA-ZC: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$73.00best55/4570/30
PSA 10$56.49−$16.5155/4575/25
CGC 10$34.00−$39.0055/4575/25
SGC 10$34.00−$39.0055/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Zach Cole [Refractor] #FA-ZC graded prices by company and grade
GradePSACGCBGSSGCGraded
10$56.49$34.00$73.00$34.00
9.5$37.12
9$19.00
8$10.13

Swipe the table for the other grading companies →

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 2026 Topps Finest Autograph cards worth checking

Full set checklist

Grading Zach Cole [Refractor] #FA-ZC — FAQ

Is Zach Cole [Refractor] #FA-ZC worth grading?

A PSA 10 Zach Cole [Refractor] #FA-ZC sells for $56.49 against $5.63 raw: a $50.86 spread, 10× the ungraded price. A PSA 9 ($19.00) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

How much is a PSA 10 Zach Cole [Refractor] #FA-ZC worth compared with raw?

A PSA 10 Zach Cole [Refractor] #FA-ZC (Baseball Cards 2026 Topps Finest Autograph) sells for about $56.49 versus $5.63 for a raw near-mint copy — a 10× premium as of Sep 3, 2026.

Which grading company is best for Zach Cole [Refractor] #FA-ZC?

By resale value, BGS 10 leads at $73.00, ahead of PSA 10 at $56.49. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Zach Cole [Refractor] #FA-ZC need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

What gem rate makes grading Zach Cole [Refractor] #FA-ZC break even?

At a standard ~$50 fee, submitting Zach Cole [Refractor] #FA-ZC breaks even when it gems about 98% of the time (a miss assumed to sell at the PSA 9 price of $19.00).

Best on iPhone & Android

Check your baseball card in the Midpoint app

Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.

Download on the App StoreGet it on Google Play

Or try it on the web →

Best on iPhone & Android

The full Midpoint experience is in the app

Scan with your camera, get AI grades with corner and edge close-ups, issue Grade Certificates, set price alerts, track your portfolio and talk to other collectors — everything here, plus the parts a browser can't do. Free to start.

Download on the App StoreGet it on Google Play