![Mike Evans [Gold Refractor] #12 (Football Cards 2014 Topps Chrome 1985) — is it worth grading?](https://i.ebayimg.com/images/g/3SAAAeSw76Vn0tO-/s-l1600.jpg)
Is Mike Evans [Gold Refractor] #12 worth grading?
Football · Football Cards 2014 Topps Chrome 1985 · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Mike Evans [Gold Refractor] #12 sells for $356 against $149 raw: a $207 spread, 2.4× the ungraded price. Even a PSA 9 ($183) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $149
- PSA 10
- $356
- PSA 9
- $183
- Gem premium
- 2.4×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $356 | +$182 | +$157 | +$57.45 |
| PSA 9 | $183 | +$9.03 | −$15.97 | −$116 |
| PSA 8 | $96.69 | −$76.86 | −$102 | −$202 |
Net = sale price − $149 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $226 | +$27.38 |
| 50% | $269 | +$70.74 |
| 75% | $313 | +$114 |
Break-even gem rate at the standard fee: about 9%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| PSA 10 | $356 | best | 55/45 | 75/25 |
| BGS 10 | $297 | −$58.92 | 55/45 | 70/30 |
| CGC 10 | $214 | −$142 | 55/45 | 75/25 |
| SGC 10 | $214 | −$142 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
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Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2014 Topps Chrome 1985 cards worth checking
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![Odell Beckham Jr. [Refractor] #15 2014 Topps Chrome 1985 card](https://i.ebayimg.com/images/g/s6oAAeSwp05qkICb/s-l500.jpg)
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Grading Mike Evans [Gold Refractor] #12 — FAQ
Is Mike Evans [Gold Refractor] #12 worth grading?
A PSA 10 Mike Evans [Gold Refractor] #12 sells for $356 against $149 raw: a $207 spread, 2.4× the ungraded price. Even a PSA 9 ($183) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Mike Evans [Gold Refractor] #12 worth compared with raw?
A PSA 10 Mike Evans [Gold Refractor] #12 (Football Cards 2014 Topps Chrome 1985) sells for about $356 versus $149 for a raw near-mint copy — a 2.4× premium as of Sep 4, 2026.
Which grading company is best for Mike Evans [Gold Refractor] #12?
By resale value, PSA 10 leads at $356, ahead of BGS 10 at $297. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Mike Evans [Gold Refractor] #12 need for a PSA 10?
PSA publishes 55/45 front and 75/25 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Mike Evans [Gold Refractor] #12 break even?
At a standard ~$50 fee, submitting Mike Evans [Gold Refractor] #12 breaks even when it gems about 9% of the time (a miss assumed to sell at the PSA 9 price of $183).
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