MidpointCard Centering Grading Portfolio App

Is Russell Wilson [Refractor] #14 worth grading?

Football · Football Cards 2012 Topps Chrome 1984 Inserts · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Russell Wilson [Refractor] #14 sells for $131 against $45.01 raw: a $85.99 spread, 2.9× the ungraded price. Even a PSA 9 ($119) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$45.01
Grade 9.5
$131
PSA 9
$119
Gem premium
2.9×
As of
Sep 4, 2026

Break-even by outcome and fee

Russell Wilson [Refractor] #14: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$131+$60.99+$35.99−$64.01
PSA 9$119+$49.13+$24.13−$75.87

Net = sale price − $45.01 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Russell Wilson [Refractor] #14: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$122+$27.09
50%$125+$30.06
75%$128+$33.03

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Russell Wilson [Refractor] #14 graded prices by company and grade
GradeGraded
9.5$131
9$119

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 2012 Topps Chrome 1984 Inserts cards worth checking

Full set checklist

Grading Russell Wilson [Refractor] #14 — FAQ

Is Russell Wilson [Refractor] #14 worth grading?

A Grade 9.5 Russell Wilson [Refractor] #14 sells for $131 against $45.01 raw: a $85.99 spread, 2.9× the ungraded price. Even a PSA 9 ($119) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Best on iPhone & Android

Check your football card in the Midpoint app

Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.

Download on the App StoreGet it on Google Play

Or try it on the web →

Best on iPhone & Android

The full Midpoint experience is in the app

Scan with your camera, get AI grades with corner and edge close-ups, issue Grade Certificates, set price alerts, track your portfolio and talk to other collectors — everything here, plus the parts a browser can't do. Free to start.

Download on the App StoreGet it on Google Play