Is Cameron Heyward [Black Refractor] #117 worth grading?

Football · Football Cards 2011 Topps Chrome · full price guide →

Worth grading only if it gems

A Grade 9.5 Cameron Heyward [Black Refractor] #117 brings $132 versus $98.00 raw — a $34.00 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($120) only about breaks even after fees, so the case rests on gemming.

Raw (NM): $98.00
Grade 9.5: $132
PSA 9: $120
Gem premium: 1.3×
As of: Sep 2, 2026

Break-even by outcome and fee

Cameron Heyward [Black Refractor] #117: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$132	+$9.00	−$16.00	−$116
PSA 9	$120	−$2.98	−$27.98	−$128

Net = sale price − $98.00 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Cameron Heyward [Black Refractor] #117: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$123	−$24.98
50%	$126	−$21.99
75%	$129	−$19.00

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Full grade ladder

Raw conditions & history →

Cameron Heyward [Black Refractor] #117 graded prices by company and grade
Grade	Graded
9.5	$132
9	$120

Run your own numbers

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