Is Stevan Ridley [Autograph Refractor] #95 worth grading?
Football · Football Cards 2011 Topps Finest · full price guide →
Grading rarely pays for this card
Grade 9.5 copies of Stevan Ridley [Autograph Refractor] #95 sell for $9.00, only $0.00 above the $19.78 raw price — less than an economy-tier grading fee. A PSA 9 ($8.37) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.
- Raw (NM)
- $19.78
- Grade 9.5
- $9.00
- PSA 9
- $8.37
- Gem premium
- 0.5×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $9.00 | −$35.78 | −$60.78 | −$161 |
| PSA 9 | $8.37 | −$36.41 | −$61.41 | −$161 |
Net = sale price − $19.78 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $8.53 | −$61.25 |
| 50% | $8.68 | −$61.09 |
| 75% | $8.84 | −$60.94 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
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Grading Stevan Ridley [Autograph Refractor] #95 — FAQ
Is Stevan Ridley [Autograph Refractor] #95 worth grading?
Grade 9.5 copies of Stevan Ridley [Autograph Refractor] #95 sell for $9.00, only $0.00 above the $19.78 raw price — less than an economy-tier grading fee. A PSA 9 ($8.37) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.
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