![Eli Manning [Gold Refractor] #98 (Football Cards 2010 Topps Finest) — is it worth grading?](https://i.ebayimg.com/images/g/IwcAAOSwK4lnQFom/s-l1600.jpg)
Is Eli Manning [Gold Refractor] #98 worth grading?
Football · Football Cards 2010 Topps Finest · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Eli Manning [Gold Refractor] #98 sells for $38.00 against $5.01 raw: a $32.99 spread, 7.6× the ungraded price. Even a PSA 9 ($37.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $5.01
- PSA 10
- $38.00
- PSA 9
- $37.00
- Gem premium
- 7.6×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $38.00 | +$7.99 | −$17.01 | −$117 |
| PSA 9 | $37.00 | +$6.99 | −$18.01 | −$118 |
| PSA 8 | $20.00 | −$10.01 | −$35.01 | −$135 |
Net = sale price − $5.01 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $37.25 | −$17.76 |
| 50% | $37.50 | −$17.51 |
| 75% | $37.75 | −$17.26 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $49.00 | best | 55/45 | 70/30 |
| PSA 10 | $38.00 | −$11.00 | 55/45 | 75/25 |
| CGC 10 | $23.00 | −$26.00 | 55/45 | 75/25 |
| SGC 10 | $23.00 | −$26.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $38.00 | $23.00 | $49.00 | $23.00 | — |
| 9.5 | — | — | — | — | $37.00 |
| 9 | — | — | — | — | $37.00 |
| 8 | — | — | — | — | $20.00 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2010 Topps Finest cards worth checking
Full set checklist →![Larry Fitzgerald [Refractor] #90 2010 Topps Finest card](https://i.ebayimg.com/images/g/NsIAAeSwqLFpwDtO/s-l500.jpg)
![Aaron Rodgers [Xfractor] #56 2010 Topps Finest card](https://i.ebayimg.com/images/g/rmoAAOSwHldmgCbS/s-l500.jpg)
![Matthew Stafford [Refractor] #92 2010 Topps Finest card](https://i.ebayimg.com/images/g/jL8AAeSw4vdqKhnA/s-l500.jpg)
![Tim Tebow [Gold Refractor] #100 2010 Topps Finest card](https://i.ebayimg.com/images/g/j60AAeSwEk1o7B7u/s-l500.jpg)
Grading Eli Manning [Gold Refractor] #98 — FAQ
Is Eli Manning [Gold Refractor] #98 worth grading?
A PSA 10 Eli Manning [Gold Refractor] #98 sells for $38.00 against $5.01 raw: a $32.99 spread, 7.6× the ungraded price. Even a PSA 9 ($37.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Eli Manning [Gold Refractor] #98 worth compared with raw?
A PSA 10 Eli Manning [Gold Refractor] #98 (Football Cards 2010 Topps Finest) sells for about $38.00 versus $5.01 for a raw near-mint copy — a 7.6× premium as of Jul 11, 2026.
Which grading company is best for Eli Manning [Gold Refractor] #98?
By resale value, BGS 10 leads at $49.00, ahead of PSA 10 at $38.00. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Eli Manning [Gold Refractor] #98 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
Check my card free
