![Matthew Stafford [Xfractor] #92 (Football Cards 2010 Topps Finest) — is it worth grading?](https://i.ebayimg.com/images/g/jL8AAeSw4vdqKhnA/s-l1600.jpg)
Is Matthew Stafford [Xfractor] #92 worth grading?
Football · Football Cards 2010 Topps Finest · full price guide →
Grading rarely pays for this card
Grade 9.5 copies of Matthew Stafford [Xfractor] #92 sell for $38.00, only $20.06 above the $17.94 raw price — less than an economy-tier grading fee. A PSA 9 ($34.99) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.
- Raw (NM)
- $17.94
- Grade 9.5
- $38.00
- PSA 9
- $34.99
- Gem premium
- 2.1×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $38.00 | −$4.94 | −$29.94 | −$130 |
| PSA 9 | $34.99 | −$7.95 | −$32.95 | −$133 |
Net = sale price − $17.94 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $35.74 | −$32.20 |
| 50% | $36.50 | −$31.44 |
| 75% | $37.25 | −$30.69 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
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Grading Matthew Stafford [Xfractor] #92 — FAQ
Is Matthew Stafford [Xfractor] #92 worth grading?
Grade 9.5 copies of Matthew Stafford [Xfractor] #92 sell for $38.00, only $20.06 above the $17.94 raw price — less than an economy-tier grading fee. A PSA 9 ($34.99) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.
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