![Matthew Stafford [Xfractor] #92 (Football Cards 2010 Topps Finest) — is it worth grading?](https://i.ebayimg.com/images/g/jL8AAeSw4vdqKhnA/s-l1600.jpg)
Is Matthew Stafford [Xfractor] #92 worth grading?
Football · Football Cards 2010 Topps Finest · full price guide →
Grading rarely pays for this card
Grade 9.5 copies of Matthew Stafford [Xfractor] #92 sell for $38.00, only $23.06 above the $14.94 raw price — less than an economy-tier grading fee. A PSA 9 ($34.99) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.
- Raw (NM)
- $14.94
- Grade 9.5
- $38.00
- PSA 9
- $34.99
- Gem premium
- 2.5×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $38.00 | −$1.94 | −$26.94 | −$127 |
| PSA 9 | $34.99 | −$4.95 | −$29.95 | −$130 |
Net = sale price − $14.94 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $35.74 | −$29.20 |
| 50% | $36.50 | −$28.44 |
| 75% | $37.25 | −$27.69 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Full grade ladder
Raw conditions & history →| Grade | Graded |
|---|---|
| 9.5 | $38.00 |
| 9 | $34.99 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2010 Topps Finest cards worth checking
Full set checklist →![Larry Fitzgerald [Refractor] #90 2010 Topps Finest card](https://i.ebayimg.com/images/g/NsIAAeSwqLFpwDtO/s-l500.jpg)
![Aaron Rodgers [Xfractor] #56 2010 Topps Finest card](https://i.ebayimg.com/images/g/rmoAAOSwHldmgCbS/s-l500.jpg)
![Matthew Stafford [Refractor] #92 2010 Topps Finest card](https://i.ebayimg.com/images/g/jL8AAeSw4vdqKhnA/s-l500.jpg)
![Tim Tebow [Gold Refractor] #100 2010 Topps Finest card](https://i.ebayimg.com/images/g/j60AAeSwEk1o7B7u/s-l500.jpg)
Grading Matthew Stafford [Xfractor] #92 — FAQ
Is Matthew Stafford [Xfractor] #92 worth grading?
Grade 9.5 copies of Matthew Stafford [Xfractor] #92 sell for $38.00, only $23.06 above the $14.94 raw price — less than an economy-tier grading fee. A PSA 9 ($34.99) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
Check my card free