![Matthew Stafford [Black Refractor] #92 (Football Cards 2010 Topps Finest) — is it worth grading?](https://i.ebayimg.com/images/g/URkAAeSwc5Fn4Pyf/s-l1600.jpg)
Is Matthew Stafford [Black Refractor] #92 worth grading?
Football · Football Cards 2010 Topps Finest · full price guide →
Grading rarely pays for this card
Grade 9.5 copies of Matthew Stafford [Black Refractor] #92 sell for $16.00, only $0.00 above the $30.52 raw price — less than an economy-tier grading fee. A PSA 9 ($14.99) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.
- Raw (NM)
- $30.52
- Grade 9.5
- $16.00
- PSA 9
- $14.99
- Gem premium
- 0.5×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $16.00 | −$39.52 | −$64.52 | −$165 |
| PSA 9 | $14.99 | −$40.53 | −$65.53 | −$166 |
Net = sale price − $30.52 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $15.24 | −$65.28 |
| 50% | $15.50 | −$65.03 |
| 75% | $15.75 | −$64.77 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
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Grading Matthew Stafford [Black Refractor] #92 — FAQ
Is Matthew Stafford [Black Refractor] #92 worth grading?
Grade 9.5 copies of Matthew Stafford [Black Refractor] #92 sell for $16.00, only $0.00 above the $30.52 raw price — less than an economy-tier grading fee. A PSA 9 ($14.99) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.
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