Is Colt McCoy [Black Refractor] #77 worth grading?
Football · Football Cards 2010 Topps Finest · full price guide →
Grading rarely pays for this card
Grade 9.5 copies of Colt McCoy [Black Refractor] #77 sell for $19.99, only $8.86 above the $11.13 raw price — less than an economy-tier grading fee. A PSA 9 ($10.00) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.
- Raw (NM)
- $11.13
- Grade 9.5
- $19.99
- PSA 9
- $10.00
- Gem premium
- 1.8×
- As of
- Sep 2, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $19.99 | −$16.14 | −$41.14 | −$141 |
| PSA 9 | $10.00 | −$26.13 | −$51.13 | −$151 |
Net = sale price − $11.13 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $12.50 | −$48.63 |
| 50% | $14.99 | −$46.14 |
| 75% | $17.49 | −$43.64 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
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Should I pay this?
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Grading Colt McCoy [Black Refractor] #77 — FAQ
Is Colt McCoy [Black Refractor] #77 worth grading?
Grade 9.5 copies of Colt McCoy [Black Refractor] #77 sell for $19.99, only $8.86 above the $11.13 raw price — less than an economy-tier grading fee. A PSA 9 ($10.00) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.
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