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Is Peyton Manning [Gold Refractor] #10 worth grading?

Football · Football Cards 2010 Topps Finest · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Peyton Manning [Gold Refractor] #10 sells for $963 against $347 raw: a $616 spread, 2.8× the ungraded price. Even a PSA 9 ($875) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$347
Grade 9.5
$963
PSA 9
$875
Gem premium
2.8×
As of
Sep 4, 2026

Break-even by outcome and fee

Peyton Manning [Gold Refractor] #10: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$963+$591+$566+$466
PSA 9$875+$503+$478+$378
PSA 8$206−$167−$192−$292

Net = sale price − $347 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Peyton Manning [Gold Refractor] #10: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$897+$500
50%$919+$522
75%$941+$544

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Peyton Manning [Gold Refractor] #10 graded prices by company and grade
GradeGraded
9.5$963
9$875
8$206

Run your own numbers

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Grading Peyton Manning [Gold Refractor] #10 — FAQ

Is Peyton Manning [Gold Refractor] #10 worth grading?

A Grade 9.5 Peyton Manning [Gold Refractor] #10 sells for $963 against $347 raw: a $616 spread, 2.8× the ungraded price. Even a PSA 9 ($875) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

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