Is Peyton Manning [Gold Refractor] #10 worth grading?
Football · Football Cards 2010 Topps Finest · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Peyton Manning [Gold Refractor] #10 sells for $963 against $347 raw: a $616 spread, 2.8× the ungraded price. Even a PSA 9 ($875) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $347
- Grade 9.5
- $963
- PSA 9
- $875
- Gem premium
- 2.8×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $963 | +$591 | +$566 | +$466 |
| PSA 9 | $875 | +$503 | +$478 | +$378 |
| PSA 8 | $206 | −$167 | −$192 | −$292 |
Net = sale price − $347 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $897 | +$500 |
| 50% | $919 | +$522 |
| 75% | $941 | +$544 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Full grade ladder
Raw conditions & history →Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2010 Topps Finest cards worth checking
Full set checklist →Grading Peyton Manning [Gold Refractor] #10 — FAQ
Is Peyton Manning [Gold Refractor] #10 worth grading?
A Grade 9.5 Peyton Manning [Gold Refractor] #10 sells for $963 against $347 raw: a $616 spread, 2.8× the ungraded price. Even a PSA 9 ($875) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
Best on iPhone & Android
Check your football card in the Midpoint app
Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.
![Larry Fitzgerald [Refractor] #90 2010 Topps Finest card](https://i.ebayimg.com/images/g/NsIAAeSwqLFpwDtO/s-l500.jpg)
![Tom Brady [Gold Refractor] #40 2010 Topps Finest card](https://i.ebayimg.com/images/g/BvAAAeSwK4VqGF0G/s-l500.jpg)