![Calvin Johnson [Black Refractor] #4 (Football Cards 2010 Topps Finest) — is it worth grading?](https://i.ebayimg.com/images/g/Bl8AAeSwKzZqVPC~/s-l1600.jpg)
Is Calvin Johnson [Black Refractor] #4 worth grading?
Football · Football Cards 2010 Topps Finest · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Calvin Johnson [Black Refractor] #4 sells for $892 against $5.56 raw: a $886 spread, 160× the ungraded price. Even a PSA 9 ($811) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $5.56
- Grade 9.5
- $892
- PSA 9
- $811
- Gem premium
- 160×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $892 | +$861 | +$836 | +$736 |
| PSA 9 | $811 | +$780 | +$755 | +$655 |
| PSA 8 | $89.99 | +$59.43 | +$34.43 | −$65.57 |
Net = sale price − $5.56 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $831 | +$776 |
| 50% | $851 | +$796 |
| 75% | $872 | +$816 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
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Raw conditions & history →Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2010 Topps Finest cards worth checking
Full set checklist →![Larry Fitzgerald [Refractor] #90 2010 Topps Finest card](https://i.ebayimg.com/images/g/NsIAAeSwqLFpwDtO/s-l500.jpg)
![Tom Brady [Gold Refractor] #40 2010 Topps Finest card](https://i.ebayimg.com/images/g/BvAAAeSwK4VqGF0G/s-l500.jpg)
Grading Calvin Johnson [Black Refractor] #4 — FAQ
Is Calvin Johnson [Black Refractor] #4 worth grading?
A Grade 9.5 Calvin Johnson [Black Refractor] #4 sells for $892 against $5.56 raw: a $886 spread, 160× the ungraded price. Even a PSA 9 ($811) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
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