MidpointCard Centering Grading Portfolio App

Is Matthew Stafford #118 worth grading?

Football · Football Cards 2009 Upper Deck Heroes · full price guide →

Strong grading candidate — 46× premium in PSA 10

A PSA 10 Matthew Stafford #118 sells for $81.00 against $1.78 raw: a $79.22 spread, 46× the ungraded price. A PSA 9 ($14.76) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$1.78
PSA 10
$81.00
PSA 9
$14.76
Gem premium
46×
As of
Sep 4, 2026

Break-even by outcome and fee

Matthew Stafford #118: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$81.00+$54.22+$29.22−$70.78
PSA 9$14.76−$12.02−$37.02−$137
PSA 8$14.25−$12.53−$37.53−$138

Net = sale price − $1.78 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Matthew Stafford #118: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$31.32−$20.46
50%$47.88−$3.90
75%$64.44+$12.66

Break-even gem rate at the standard fee: about 56%. Centering is the usual reason a clean copy misses — measure it before you decide.

Which grader pays the most — and what a 10 takes

All centering standards
Matthew Stafford #118: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$105best55/4570/30
PSA 10$81.00−$24.0055/4575/25
CGC 10$49.00−$56.0055/4575/25
SGC 10$31.84−$73.1655/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Matthew Stafford #118 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$81.00$49.00$105$31.84
9.5$79.00
9$14.76
8$14.25

Swipe the table for the other grading companies →

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 2009 Upper Deck Heroes cards worth checking

Full set checklist

Grading Matthew Stafford #118 — FAQ

Is Matthew Stafford #118 worth grading?

A PSA 10 Matthew Stafford #118 sells for $81.00 against $1.78 raw: a $79.22 spread, 46× the ungraded price. A PSA 9 ($14.76) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

How much is a PSA 10 Matthew Stafford #118 worth compared with raw?

A PSA 10 Matthew Stafford #118 (Football Cards 2009 Upper Deck Heroes) sells for about $81.00 versus $1.78 for a raw near-mint copy — a 46× premium as of Sep 4, 2026.

Which grading company is best for Matthew Stafford #118?

By resale value, BGS 10 leads at $105, ahead of PSA 10 at $81.00. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Matthew Stafford #118 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

What gem rate makes grading Matthew Stafford #118 break even?

At a standard ~$50 fee, submitting Matthew Stafford #118 breaks even when it gems about 56% of the time (a miss assumed to sell at the PSA 9 price of $14.76).

Best on iPhone & Android

Check your football card in the Midpoint app

Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.

Download on the App StoreGet it on Google Play

Or try it on the web →

Best on iPhone & Android

The full Midpoint experience is in the app

Scan with your camera, get AI grades with corner and edge close-ups, issue Grade Certificates, set price alerts, track your portfolio and talk to other collectors — everything here, plus the parts a browser can't do. Free to start.

Download on the App StoreGet it on Google Play