Midpoint - Card Centering Tool
Patrick Chung [Refractor] #TC194 (Football Cards 2009 Topps Chrome) — is it worth grading?

Is Patrick Chung [Refractor] #TC194 worth grading?

Football · Football Cards 2009 Topps Chrome · full price guide →

Strong grading candidate — 15× premium in PSA 10

A PSA 10 Patrick Chung [Refractor] #TC194 sells for $46.98 against $3.07 raw: a $43.91 spread, 15× the ungraded price. A PSA 9 ($14.82) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$3.07
PSA 10
$46.98
PSA 9
$14.82
Gem premium
15×
As of
Jul 11, 2026

Break-even by outcome and fee

Patrick Chung [Refractor] #TC194: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$46.98+$18.91−$6.09−$106
PSA 9$14.82−$13.25−$38.25−$138
PSA 8$8.22−$19.85−$44.85−$145

Net = sale price − $3.07 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Patrick Chung [Refractor] #TC194: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$22.86−$30.21
50%$30.90−$22.17
75%$38.94−$14.13

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Which grader pays the most — and what a 10 takes

All centering standards
Patrick Chung [Refractor] #TC194: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$61.00best55/4570/30
PSA 10$46.98−$14.0255/4575/25
CGC 10$28.00−$33.0055/4575/25
SGC 10$28.00−$33.0055/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Patrick Chung [Refractor] #TC194 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$46.98$28.00$61.00$28.00
9.5$26.43
9$14.82
8$8.22

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 2009 Topps Chrome cards worth checking

Full set checklist

Grading Patrick Chung [Refractor] #TC194 — FAQ

Is Patrick Chung [Refractor] #TC194 worth grading?

A PSA 10 Patrick Chung [Refractor] #TC194 sells for $46.98 against $3.07 raw: a $43.91 spread, 15× the ungraded price. A PSA 9 ($14.82) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

How much is a PSA 10 Patrick Chung [Refractor] #TC194 worth compared with raw?

A PSA 10 Patrick Chung [Refractor] #TC194 (Football Cards 2009 Topps Chrome) sells for about $46.98 versus $3.07 for a raw near-mint copy — a 15× premium as of Jul 11, 2026.

Which grading company is best for Patrick Chung [Refractor] #TC194?

By resale value, BGS 10 leads at $61.00, ahead of PSA 10 at $46.98. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Patrick Chung [Refractor] #TC194 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

Is your football card centered well enough to grade?

Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.

Check my card free