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Tony Romo [Refractor] #41 (Football Cards 2009 Topps Finest) — is it worth grading?

Is Tony Romo [Refractor] #41 worth grading?

Football · Football Cards 2009 Topps Finest · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Tony Romo [Refractor] #41 sells for $77.00 against $5.80 raw: a $71.20 spread, 13× the ungraded price. Even a PSA 9 ($70.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$5.80
Grade 9.5
$77.00
PSA 9
$70.00
Gem premium
13×
As of
Sep 4, 2026

Break-even by outcome and fee

Tony Romo [Refractor] #41: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$77.00+$46.20+$21.20−$78.80
PSA 9$70.00+$39.20+$14.20−$85.80

Net = sale price − $5.80 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Tony Romo [Refractor] #41: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$71.75+$15.95
50%$73.50+$17.70
75%$75.25+$19.45

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Tony Romo [Refractor] #41 graded prices by company and grade
GradeGraded
9.5$77.00
9$70.00

Run your own numbers

Should I pay this?

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Other 2009 Topps Finest cards worth checking

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Grading Tony Romo [Refractor] #41 — FAQ

Is Tony Romo [Refractor] #41 worth grading?

A Grade 9.5 Tony Romo [Refractor] #41 sells for $77.00 against $5.80 raw: a $71.20 spread, 13× the ungraded price. Even a PSA 9 ($70.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

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