Is Tom Brady [Refractor] #29 worth grading?
Football · Football Cards 2009 Topps Finest · full price guide →
Strong grading candidate — 8.7× premium in PSA 10
A PSA 10 Tom Brady [Refractor] #29 sells for $967 against $111 raw: a $856 spread, 8.7× the ungraded price. A PSA 9 ($88.95) sells for less than raw, so anything short of a 10 loses money. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $111
- PSA 10
- $967
- PSA 9
- $88.95
- Gem premium
- 8.7×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $967 | +$831 | +$806 | +$706 |
| PSA 9 | $88.95 | −$46.64 | −$71.64 | −$172 |
| PSA 8 | $52.23 | −$83.36 | −$108 | −$208 |
Net = sale price − $111 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $308 | +$148 |
| 50% | $528 | +$367 |
| 75% | $747 | +$587 |
Break-even gem rate at the standard fee: about 8%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $1,257 | best | 55/45 | 70/30 |
| PSA 10 | $967 | −$290 | 55/45 | 75/25 |
| CGC 10 | $580 | −$677 | 55/45 | 75/25 |
| SGC 10 | $580 | −$677 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2009 Topps Finest cards worth checking
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![Drew Brees [Refractor] #8 2009 Topps Finest card](https://i.ebayimg.com/images/g/Ox0AAeSwILhp3TJE/s-l500.jpg)
![Tom Brady [Blue Refractor] #29 2009 Topps Finest card](https://i.ebayimg.com/images/g/2R4AAeSwXz1qsSBC/s-l500.jpg)
![Tom Brady [Pigskin Refractor] #29 2009 Topps Finest card](https://i.ebayimg.com/images/g/vd0AAeSwNuRqg-Sl/s-l500.jpg)
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Grading Tom Brady [Refractor] #29 — FAQ
Is Tom Brady [Refractor] #29 worth grading?
A PSA 10 Tom Brady [Refractor] #29 sells for $967 against $111 raw: a $856 spread, 8.7× the ungraded price. A PSA 9 ($88.95) sells for less than raw, so anything short of a 10 loses money. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Tom Brady [Refractor] #29 worth compared with raw?
A PSA 10 Tom Brady [Refractor] #29 (Football Cards 2009 Topps Finest) sells for about $967 versus $111 for a raw near-mint copy — a 8.7× premium as of Sep 4, 2026.
Which grading company is best for Tom Brady [Refractor] #29?
By resale value, BGS 10 leads at $1,257, ahead of PSA 10 at $967. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Tom Brady [Refractor] #29 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Tom Brady [Refractor] #29 break even?
At a standard ~$50 fee, submitting Tom Brady [Refractor] #29 breaks even when it gems about 8% of the time (a miss assumed to sell at the PSA 9 price of $88.95).
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