![Steven Jackson [Blue Refractor] #16 (Football Cards 2009 Topps Finest) — is it worth grading?](https://i.ebayimg.com/images/g/W4oAAeSwZAxqKKlD/s-l1600.jpg)
Is Steven Jackson [Blue Refractor] #16 worth grading?
Football · Football Cards 2009 Topps Finest · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Steven Jackson [Blue Refractor] #16 sells for $476 against $3.99 raw: a $472 spread, 119× the ungraded price. Even a PSA 9 ($397) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $3.99
- PSA 10
- $476
- PSA 9
- $397
- Gem premium
- 119×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $476 | +$447 | +$422 | +$322 |
| PSA 9 | $397 | +$368 | +$343 | +$243 |
Net = sale price − $3.99 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $417 | +$363 |
| 50% | $436 | +$382 |
| 75% | $456 | +$402 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $619 | best | 55/45 | 70/30 |
| PSA 10 | $476 | −$143 | 55/45 | 75/25 |
| CGC 10 | $286 | −$333 | 55/45 | 75/25 |
| SGC 10 | $286 | −$333 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $476 | $286 | $619 | $286 | — |
| 9.5 | — | — | — | — | $436 |
| 9 | — | — | — | — | $397 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2009 Topps Finest cards worth checking
Full set checklist →![Drew Brees [Refractor] #8 2009 Topps Finest card](https://i.ebayimg.com/images/g/Ox0AAeSwILhp3TJE/s-l500.jpg)
![Aaron Rodgers [Refractor] #22 2009 Topps Finest card](https://i.ebayimg.com/images/g/qv0AAeSwQ61qPRPD/s-l500.jpg)
![LaDainian Tomlinson [Gold Refractor] #18 2009 Topps Finest card](https://i.ebayimg.com/images/g/O-AAAeSwbZNoiaJO/s-l500.jpg)
Grading Steven Jackson [Blue Refractor] #16 — FAQ
Is Steven Jackson [Blue Refractor] #16 worth grading?
A PSA 10 Steven Jackson [Blue Refractor] #16 sells for $476 against $3.99 raw: a $472 spread, 119× the ungraded price. Even a PSA 9 ($397) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Steven Jackson [Blue Refractor] #16 worth compared with raw?
A PSA 10 Steven Jackson [Blue Refractor] #16 (Football Cards 2009 Topps Finest) sells for about $476 versus $3.99 for a raw near-mint copy — a 119× premium as of Jul 11, 2026.
Which grading company is best for Steven Jackson [Blue Refractor] #16?
By resale value, BGS 10 leads at $619, ahead of PSA 10 at $476. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Steven Jackson [Blue Refractor] #16 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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