![Matt Ryan [Pigskin Gold Refractor] #10 (Football Cards 2009 Topps Finest) — is it worth grading?](https://i.ebayimg.com/images/g/v3cAAeSw7v1pZb5P/s-l1600.jpg)
Is Matt Ryan [Pigskin Gold Refractor] #10 worth grading?
Football · Football Cards 2009 Topps Finest · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Matt Ryan [Pigskin Gold Refractor] #10 sells for $105 against $4.88 raw: a $100 spread, 22× the ungraded price. Even a PSA 9 ($67.50) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $4.88
- PSA 10
- $105
- PSA 9
- $67.50
- Gem premium
- 22×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $105 | +$75.12 | +$50.12 | −$49.88 |
| PSA 9 | $67.50 | +$37.62 | +$12.62 | −$87.38 |
| PSA 8 | $55.00 | +$25.12 | +$0.12 | −$99.88 |
Net = sale price − $4.88 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $76.88 | +$22.00 |
| 50% | $86.25 | +$31.37 |
| 75% | $95.63 | +$40.75 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $137 | best | 55/45 | 70/30 |
| PSA 10 | $105 | −$32.00 | 55/45 | 75/25 |
| CGC 10 | $63.00 | −$74.00 | 55/45 | 75/25 |
| SGC 10 | $63.00 | −$74.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $105 | $63.00 | $137 | $63.00 | — |
| 9.5 | — | — | — | — | $74.00 |
| 9 | — | — | — | — | $67.50 |
| 8 | — | — | — | — | $55.00 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2009 Topps Finest cards worth checking
Full set checklist →![Steven Jackson [Blue Refractor] #16 2009 Topps Finest card](https://i.ebayimg.com/images/g/W4oAAeSwZAxqKKlD/s-l500.jpg)
![Drew Brees [Refractor] #8 2009 Topps Finest card](https://i.ebayimg.com/images/g/Ox0AAeSwILhp3TJE/s-l500.jpg)
![Aaron Rodgers [Refractor] #22 2009 Topps Finest card](https://i.ebayimg.com/images/g/qv0AAeSwQ61qPRPD/s-l500.jpg)
Grading Matt Ryan [Pigskin Gold Refractor] #10 — FAQ
Is Matt Ryan [Pigskin Gold Refractor] #10 worth grading?
A PSA 10 Matt Ryan [Pigskin Gold Refractor] #10 sells for $105 against $4.88 raw: a $100 spread, 22× the ungraded price. Even a PSA 9 ($67.50) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Matt Ryan [Pigskin Gold Refractor] #10 worth compared with raw?
A PSA 10 Matt Ryan [Pigskin Gold Refractor] #10 (Football Cards 2009 Topps Finest) sells for about $105 versus $4.88 for a raw near-mint copy — a 22× premium as of Jul 11, 2026.
Which grading company is best for Matt Ryan [Pigskin Gold Refractor] #10?
By resale value, BGS 10 leads at $137, ahead of PSA 10 at $105. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Matt Ryan [Pigskin Gold Refractor] #10 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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