![Terrell Owens [Pigskin Refractor] #9 (Football Cards 2009 Topps Finest) — is it worth grading?](https://i.ebayimg.com/images/g/rwoAAeSw-H1p87kS/s-l1600.jpg)
Is Terrell Owens [Pigskin Refractor] #9 worth grading?
Football · Football Cards 2009 Topps Finest · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Terrell Owens [Pigskin Refractor] #9 sells for $154 against $14.56 raw: a $139 spread, 11× the ungraded price. Even a PSA 9 ($128) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $14.56
- PSA 10
- $154
- PSA 9
- $128
- Gem premium
- 11×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $154 | +$114 | +$89.44 | −$10.56 |
| PSA 9 | $128 | +$88.69 | +$63.69 | −$36.31 |
| PSA 8 | $8.01 | −$31.55 | −$56.55 | −$157 |
Net = sale price − $14.56 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $135 | +$70.13 |
| 50% | $141 | +$76.56 |
| 75% | $148 | +$83.00 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $200 | best | 55/45 | 70/30 |
| PSA 10 | $154 | −$46.00 | 55/45 | 75/25 |
| CGC 10 | $92.00 | −$108 | 55/45 | 75/25 |
| SGC 10 | $39.00 | −$161 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $154 | $92.00 | $200 | $39.00 | — |
| 9.5 | — | — | — | — | $141 |
| 9 | — | — | — | — | $128 |
| 8 | — | — | — | — | $8.01 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2009 Topps Finest cards worth checking
Full set checklist →![Steven Jackson [Blue Refractor] #16 2009 Topps Finest card](https://i.ebayimg.com/images/g/W4oAAeSwZAxqKKlD/s-l500.jpg)
![Drew Brees [Refractor] #8 2009 Topps Finest card](https://i.ebayimg.com/images/g/Ox0AAeSwILhp3TJE/s-l500.jpg)
![Aaron Rodgers [Refractor] #22 2009 Topps Finest card](https://i.ebayimg.com/images/g/qv0AAeSwQ61qPRPD/s-l500.jpg)
Grading Terrell Owens [Pigskin Refractor] #9 — FAQ
Is Terrell Owens [Pigskin Refractor] #9 worth grading?
A PSA 10 Terrell Owens [Pigskin Refractor] #9 sells for $154 against $14.56 raw: a $139 spread, 11× the ungraded price. Even a PSA 9 ($128) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Terrell Owens [Pigskin Refractor] #9 worth compared with raw?
A PSA 10 Terrell Owens [Pigskin Refractor] #9 (Football Cards 2009 Topps Finest) sells for about $154 versus $14.56 for a raw near-mint copy — a 11× premium as of Jul 11, 2026.
Which grading company is best for Terrell Owens [Pigskin Refractor] #9?
By resale value, BGS 10 leads at $200, ahead of PSA 10 at $154. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Terrell Owens [Pigskin Refractor] #9 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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