![Larry Fitzgerald [Refractor] #1 (Football Cards 2009 Topps Finest) — is it worth grading?](https://i.ebayimg.com/images/g/fR4AAeSwd0lpl5cO/s-l1600.jpg)
Is Larry Fitzgerald [Refractor] #1 worth grading?
Football · Football Cards 2009 Topps Finest · full price guide →
Strong grading candidate — 6.1× premium in PSA 10
A PSA 10 Larry Fitzgerald [Refractor] #1 sells for $52.29 against $8.60 raw: a $43.69 spread, 6.1× the ungraded price. A PSA 9 ($15.00) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $8.60
- PSA 10
- $52.29
- PSA 9
- $15.00
- Gem premium
- 6.1×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $52.29 | +$18.69 | −$6.31 | −$106 |
| PSA 9 | $15.00 | −$18.60 | −$43.60 | −$144 |
| PSA 8 | $13.82 | −$19.78 | −$44.78 | −$145 |
Net = sale price − $8.60 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $24.32 | −$34.28 |
| 50% | $33.64 | −$24.96 |
| 75% | $42.97 | −$15.63 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $68.00 | best | 55/45 | 70/30 |
| PSA 10 | $52.29 | −$15.71 | 55/45 | 75/25 |
| CGC 10 | $31.00 | −$37.00 | 55/45 | 75/25 |
| SGC 10 | $31.00 | −$37.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $52.29 | $31.00 | $68.00 | $31.00 | — |
| 9.5 | — | — | — | — | $37.63 |
| 9 | — | — | — | — | $15.00 |
| 8 | — | — | — | — | $13.82 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2009 Topps Finest cards worth checking
Full set checklist →![Steven Jackson [Blue Refractor] #16 2009 Topps Finest card](https://i.ebayimg.com/images/g/W4oAAeSwZAxqKKlD/s-l500.jpg)
![Drew Brees [Refractor] #8 2009 Topps Finest card](https://i.ebayimg.com/images/g/Ox0AAeSwILhp3TJE/s-l500.jpg)
![Aaron Rodgers [Refractor] #22 2009 Topps Finest card](https://i.ebayimg.com/images/g/qv0AAeSwQ61qPRPD/s-l500.jpg)
Grading Larry Fitzgerald [Refractor] #1 — FAQ
Is Larry Fitzgerald [Refractor] #1 worth grading?
A PSA 10 Larry Fitzgerald [Refractor] #1 sells for $52.29 against $8.60 raw: a $43.69 spread, 6.1× the ungraded price. A PSA 9 ($15.00) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Larry Fitzgerald [Refractor] #1 worth compared with raw?
A PSA 10 Larry Fitzgerald [Refractor] #1 (Football Cards 2009 Topps Finest) sells for about $52.29 versus $8.60 for a raw near-mint copy — a 6.1× premium as of Jul 11, 2026.
Which grading company is best for Larry Fitzgerald [Refractor] #1?
By resale value, BGS 10 leads at $68.00, ahead of PSA 10 at $52.29. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Larry Fitzgerald [Refractor] #1 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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