Is Walter Payton #148 worth grading?

Football · Football Cards 2009 Panini Donruss Classics · full price guide →

Worth grading only if it gems

A Grade 9.5 Walter Payton #148 brings $34.75 versus $6.67 raw — a $28.08 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($19.99) only about breaks even after fees, so the case rests on gemming.

Raw (NM): $6.67
Grade 9.5: $34.75
PSA 9: $19.99
Gem premium: 5.2×
As of: Sep 4, 2026

Break-even by outcome and fee

Walter Payton #148: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$34.75	+$3.08	−$21.92	−$122
PSA 9	$19.99	−$11.68	−$36.68	−$137

Net = sale price − $6.67 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Walter Payton #148: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$23.68	−$32.99
50%	$27.37	−$29.30
75%	$31.06	−$25.61

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Full grade ladder

Raw conditions & history →

Walter Payton #148 graded prices by company and grade
Grade	Graded
9.5	$34.75
9	$19.99

Run your own numbers

Should I pay this?

Asking priceGrading fee

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