Is Percy Harvin [Gold Refractor] #138 worth grading?
Football · Football Cards 2009 Bowman Chrome · full price guide →
Grading rarely pays for this card
PSA 10 copies of Percy Harvin [Gold Refractor] #138 sell for $52.00, only $17.84 above the $34.16 raw price — less than an economy-tier grading fee. A PSA 9 ($12.50) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.
- Raw (NM)
- $34.16
- PSA 10
- $52.00
- PSA 9
- $12.50
- Gem premium
- 1.5×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $52.00 | −$7.16 | −$32.16 | −$132 |
| PSA 9 | $12.50 | −$46.66 | −$71.66 | −$172 |
Net = sale price − $34.16 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $22.38 | −$61.78 |
| 50% | $32.25 | −$51.91 |
| 75% | $42.13 | −$42.03 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $68.00 | best | 55/45 | 70/30 |
| PSA 10 | $52.00 | −$16.00 | 55/45 | 75/25 |
| CGC 10 | $31.00 | −$37.00 | 55/45 | 75/25 |
| SGC 10 | $31.00 | −$37.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Grading Percy Harvin [Gold Refractor] #138 — FAQ
Is Percy Harvin [Gold Refractor] #138 worth grading?
PSA 10 copies of Percy Harvin [Gold Refractor] #138 sell for $52.00, only $17.84 above the $34.16 raw price — less than an economy-tier grading fee. A PSA 9 ($12.50) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.
How much is a PSA 10 Percy Harvin [Gold Refractor] #138 worth compared with raw?
A PSA 10 Percy Harvin [Gold Refractor] #138 (Football Cards 2009 Bowman Chrome) sells for about $52.00 versus $34.16 for a raw near-mint copy — a 1.5× premium as of Sep 3, 2026.
Which grading company is best for Percy Harvin [Gold Refractor] #138?
By resale value, BGS 10 leads at $68.00, ahead of PSA 10 at $52.00. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Percy Harvin [Gold Refractor] #138 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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