![Eli Manning [Refractor] #3 (Football Cards 2009 Bowman Chrome) — is it worth grading?](https://i.ebayimg.com/images/g/8NAAAeSwaZVqKJg5/s-l1600.jpg)
Is Eli Manning [Refractor] #3 worth grading?
Football · Football Cards 2009 Bowman Chrome · full price guide →
Strong grading candidate — 8.7× premium in PSA 10
A PSA 10 Eli Manning [Refractor] #3 sells for $61.50 against $7.06 raw: a $54.44 spread, 8.7× the ungraded price. A PSA 9 ($7.51) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $7.06
- PSA 10
- $61.50
- PSA 9
- $7.51
- Gem premium
- 8.7×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $61.50 | +$29.44 | +$4.44 | −$95.56 |
| PSA 9 | $7.51 | −$24.55 | −$49.55 | −$150 |
Net = sale price − $7.06 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $21.01 | −$36.05 |
| 50% | $34.51 | −$22.55 |
| 75% | $48.00 | −$9.06 |
Break-even gem rate at the standard fee: about 92%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $80.00 | best | 55/45 | 70/30 |
| PSA 10 | $61.50 | −$18.50 | 55/45 | 75/25 |
| CGC 10 | $37.00 | −$43.00 | 55/45 | 75/25 |
| SGC 10 | $37.00 | −$43.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $61.50 | $37.00 | $80.00 | $37.00 | — |
| 9.5 | — | — | — | — | $8.00 |
| 9 | — | — | — | — | $7.51 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2009 Bowman Chrome cards worth checking
Full set checklist →![Reggie Bush [Orange Refractor] #61 2009 Bowman Chrome card](https://i.ebayimg.com/images/g/WswAAOSwjARj6Fbz/s-l500.jpg)
![Aaron Rodgers [Gold Refractor] #6 2009 Bowman Chrome card](https://i.ebayimg.com/images/g/hpoAAOSwk5tmuRic/s-l500.jpg)
![Matthew Stafford [Xfractor] #111 2009 Bowman Chrome card](https://i.ebayimg.com/images/g/5ccAAeSwocVpZXQS/s-l500.jpg)
Grading Eli Manning [Refractor] #3 — FAQ
Is Eli Manning [Refractor] #3 worth grading?
A PSA 10 Eli Manning [Refractor] #3 sells for $61.50 against $7.06 raw: a $54.44 spread, 8.7× the ungraded price. A PSA 9 ($7.51) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Eli Manning [Refractor] #3 worth compared with raw?
A PSA 10 Eli Manning [Refractor] #3 (Football Cards 2009 Bowman Chrome) sells for about $61.50 versus $7.06 for a raw near-mint copy — a 8.7× premium as of Jul 11, 2026.
Which grading company is best for Eli Manning [Refractor] #3?
By resale value, BGS 10 leads at $80.00, ahead of PSA 10 at $61.50. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Eli Manning [Refractor] #3 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Eli Manning [Refractor] #3 break even?
At a standard ~$50 fee, submitting Eli Manning [Refractor] #3 breaks even when it gems about 92% of the time (a miss assumed to sell at the PSA 9 price of $7.51).
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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