![Tom Brady [Refractor] #TC163 (Football Cards 2008 Topps Chrome) — is it worth grading?](https://i.ebayimg.com/images/g/f08AAeSwVDJqUyP1/s-l1600.jpg)
Is Tom Brady [Refractor] #TC163 worth grading?
Football · Football Cards 2008 Topps Chrome · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Tom Brady [Refractor] #TC163 sells for $599 against $150 raw: a $449 spread, 4.0× the ungraded price. Even a PSA 9 ($263) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $150
- PSA 10
- $599
- PSA 9
- $263
- Gem premium
- 4.0×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $599 | +$424 | +$399 | +$299 |
| PSA 9 | $263 | +$87.51 | +$62.51 | −$37.49 |
| PSA 8 | $145 | −$29.99 | −$54.99 | −$155 |
Net = sale price − $150 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $347 | +$147 |
| 50% | $431 | +$231 |
| 75% | $515 | +$315 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $779 | best | 55/45 | 70/30 |
| PSA 10 | $599 | −$180 | 55/45 | 75/25 |
| CGC 10 | $360 | −$419 | 55/45 | 75/25 |
| SGC 10 | $360 | −$419 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $599 | $360 | $779 | $360 | — |
| 9.5 | — | — | — | — | $438 |
| 9 | — | — | — | — | $263 |
| 8 | — | — | — | — | $145 |
| 7 | — | — | — | — | $143 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2008 Topps Chrome cards worth checking
Full set checklist →![Tom Brady [Refractor] #TC121 2008 Topps Chrome card](https://i.ebayimg.com/images/g/f08AAeSwVDJqUyP1/s-l500.jpg)
![Tom Brady [Xfractor] #TC121 2008 Topps Chrome card](https://i.ebayimg.com/images/g/LbgAAeSw38FqSOhg/s-l500.jpg)
![Tom Brady [Xfractor] #TC163 2008 Topps Chrome card](https://i.ebayimg.com/images/g/1w0AAeSwlQtqLOgN/s-l500.jpg)
![Tom Brady [Refractor] #TC3 2008 Topps Chrome card](https://i.ebayimg.com/images/g/qUkAAeSwcyhqTcAP/s-l500.jpg)
![Tom Brady [Gold Refractor] #TC121 2008 Topps Chrome card](https://i.ebayimg.com/images/g/e8wAAOSwC2xlEDSY/s-l500.jpg)
![Tom Brady [Gold Refractor] #TC163 2008 Topps Chrome card](https://i.ebayimg.com/images/g/SIQAAeSwro9qTtTo/s-l500.jpg)
Grading Tom Brady [Refractor] #TC163 — FAQ
Is Tom Brady [Refractor] #TC163 worth grading?
A PSA 10 Tom Brady [Refractor] #TC163 sells for $599 against $150 raw: a $449 spread, 4.0× the ungraded price. Even a PSA 9 ($263) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Tom Brady [Refractor] #TC163 worth compared with raw?
A PSA 10 Tom Brady [Refractor] #TC163 (Football Cards 2008 Topps Chrome) sells for about $599 versus $150 for a raw near-mint copy — a 4.0× premium as of Jul 11, 2026.
Which grading company is best for Tom Brady [Refractor] #TC163?
By resale value, BGS 10 leads at $779, ahead of PSA 10 at $599. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Tom Brady [Refractor] #TC163 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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