![Tom Brady [Refractor] #TC3 (Football Cards 2008 Topps Chrome) — is it worth grading?](https://i.ebayimg.com/images/g/qUkAAeSwcyhqTcAP/s-l1600.jpg)
Is Tom Brady [Refractor] #TC3 worth grading?
Football · Football Cards 2008 Topps Chrome · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Tom Brady [Refractor] #TC3 sells for $835 against $159 raw: a $676 spread, 5.3× the ungraded price. Even a PSA 9 ($282) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $159
- PSA 10
- $835
- PSA 9
- $282
- Gem premium
- 5.3×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $835 | +$651 | +$626 | +$526 |
| PSA 9 | $282 | +$98.31 | +$73.31 | −$26.69 |
| PSA 8 | $158 | −$25.71 | −$50.71 | −$151 |
Net = sale price − $159 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $420 | +$212 |
| 50% | $559 | +$350 |
| 75% | $697 | +$488 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $1,086 | best | 55/45 | 70/30 |
| PSA 10 | $835 | −$251 | 55/45 | 75/25 |
| CGC 10 | $501 | −$585 | 55/45 | 75/25 |
| SGC 10 | $501 | −$585 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $835 | $501 | $1,086 | $501 | — |
| 9.5 | — | — | — | — | $363 |
| 9 | — | — | — | — | $282 |
| 8 | — | — | — | — | $158 |
| 7 | — | — | — | — | $41.08 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2008 Topps Chrome cards worth checking
Full set checklist →![Tom Brady [Refractor] #TC121 2008 Topps Chrome card](https://i.ebayimg.com/images/g/f08AAeSwVDJqUyP1/s-l500.jpg)
![Tom Brady [Xfractor] #TC121 2008 Topps Chrome card](https://i.ebayimg.com/images/g/LbgAAeSw38FqSOhg/s-l500.jpg)
![Tom Brady [Xfractor] #TC163 2008 Topps Chrome card](https://i.ebayimg.com/images/g/1w0AAeSwlQtqLOgN/s-l500.jpg)
![Tom Brady [Gold Refractor] #TC121 2008 Topps Chrome card](https://i.ebayimg.com/images/g/e8wAAOSwC2xlEDSY/s-l500.jpg)
![Tom Brady [Gold Refractor] #TC163 2008 Topps Chrome card](https://i.ebayimg.com/images/g/SIQAAeSwro9qTtTo/s-l500.jpg)
Grading Tom Brady [Refractor] #TC3 — FAQ
Is Tom Brady [Refractor] #TC3 worth grading?
A PSA 10 Tom Brady [Refractor] #TC3 sells for $835 against $159 raw: a $676 spread, 5.3× the ungraded price. Even a PSA 9 ($282) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Tom Brady [Refractor] #TC3 worth compared with raw?
A PSA 10 Tom Brady [Refractor] #TC3 (Football Cards 2008 Topps Chrome) sells for about $835 versus $159 for a raw near-mint copy — a 5.3× premium as of Jul 11, 2026.
Which grading company is best for Tom Brady [Refractor] #TC3?
By resale value, BGS 10 leads at $1,086, ahead of PSA 10 at $835. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Tom Brady [Refractor] #TC3 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
Check my card free