![Tom Brady [Gold Refractor] #TC3 (Football Cards 2008 Topps Chrome) — is it worth grading?](https://i.ebayimg.com/images/g/ysYAAeSwM3FpugHu/s-l1600.jpg)
Is Tom Brady [Gold Refractor] #TC3 worth grading?
Football · Football Cards 2008 Topps Chrome · full price guide →
Worth grading only if it gems
A PSA 10 Tom Brady [Gold Refractor] #TC3 brings $2,650 versus $1,876 raw — a $774 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($1,034) sells for less than raw, so anything short of a 10 loses money.
- Raw (NM)
- $1,876
- PSA 10
- $2,650
- PSA 9
- $1,034
- Gem premium
- 1.4×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $2,650 | +$749 | +$724 | +$624 |
| PSA 9 | $1,034 | −$867 | −$892 | −$992 |
| PSA 8 | $718 | −$1,183 | −$1,208 | −$1,308 |
Net = sale price − $1,876 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $1,438 | −$488 |
| 50% | $1,842 | −$84.02 |
| 75% | $2,246 | +$320 |
Break-even gem rate at the standard fee: about 55%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $3,445 | best | 55/45 | 70/30 |
| PSA 10 | $2,650 | −$795 | 55/45 | 75/25 |
| CGC 10 | $1,590 | −$1,855 | 55/45 | 75/25 |
| SGC 10 | $1,590 | −$1,855 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $2,650 | $1,590 | $3,445 | $1,590 | — |
| 9.5 | — | — | — | — | $1,137 |
| 9 | — | — | — | — | $1,034 |
| 8 | — | — | — | — | $718 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2008 Topps Chrome cards worth checking
Full set checklist →![Tom Brady [Refractor] #TC121 2008 Topps Chrome card](https://i.ebayimg.com/images/g/f08AAeSwVDJqUyP1/s-l500.jpg)
![Tom Brady [Xfractor] #TC121 2008 Topps Chrome card](https://i.ebayimg.com/images/g/LbgAAeSw38FqSOhg/s-l500.jpg)
![Tom Brady [Xfractor] #TC163 2008 Topps Chrome card](https://i.ebayimg.com/images/g/1w0AAeSwlQtqLOgN/s-l500.jpg)
![Tom Brady [Refractor] #TC3 2008 Topps Chrome card](https://i.ebayimg.com/images/g/qUkAAeSwcyhqTcAP/s-l500.jpg)
![Tom Brady [Gold Refractor] #TC121 2008 Topps Chrome card](https://i.ebayimg.com/images/g/e8wAAOSwC2xlEDSY/s-l500.jpg)
![Tom Brady [Gold Refractor] #TC163 2008 Topps Chrome card](https://i.ebayimg.com/images/g/SIQAAeSwro9qTtTo/s-l500.jpg)
Grading Tom Brady [Gold Refractor] #TC3 — FAQ
Is Tom Brady [Gold Refractor] #TC3 worth grading?
A PSA 10 Tom Brady [Gold Refractor] #TC3 brings $2,650 versus $1,876 raw — a $774 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($1,034) sells for less than raw, so anything short of a 10 loses money.
How much is a PSA 10 Tom Brady [Gold Refractor] #TC3 worth compared with raw?
A PSA 10 Tom Brady [Gold Refractor] #TC3 (Football Cards 2008 Topps Chrome) sells for about $2,650 versus $1,876 for a raw near-mint copy — a 1.4× premium as of Jul 11, 2026.
Which grading company is best for Tom Brady [Gold Refractor] #TC3?
By resale value, BGS 10 leads at $3,445, ahead of PSA 10 at $2,650. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Tom Brady [Gold Refractor] #TC3 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Tom Brady [Gold Refractor] #TC3 break even?
At a standard ~$50 fee, submitting Tom Brady [Gold Refractor] #TC3 breaks even when it gems about 55% of the time (a miss assumed to sell at the PSA 9 price of $1,034).
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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