Is Matt Ryan [Gold] #331 worth grading?

Football · Football Cards 2008 Topps · full price guide →

Strong grading candidate — 8.5× premium in PSA 10

A PSA 10 Matt Ryan [Gold] #331 sells for $147 against $17.28 raw: a $129 spread, 8.5× the ungraded price. A PSA 9 ($38.75) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM): $17.28
PSA 10: $147
PSA 9: $38.75
Gem premium: 8.5×
As of: Sep 4, 2026

Break-even by outcome and fee

Matt Ryan [Gold] #331: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — PSA 10	$147	+$104	+$79.23	−$20.77
PSA 9	$38.75	−$3.53	−$28.53	−$129
PSA 8	$20.27	−$22.01	−$47.01	−$147

Net = sale price − $17.28 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Matt Ryan [Gold] #331: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$65.69	−$1.59
50%	$92.63	+$25.35
75%	$120	+$52.29

Break-even gem rate at the standard fee: about 26%. Centering is the usual reason a clean copy misses — measure it before you decide.

Which grader pays the most — and what a 10 takes

All centering standards →

Matt Ryan [Gold] #331: top-grade value by grading company with centering tolerance
Grader	10 sells for	vs best	Front centering for a 10	Back
BGS 10	$190	best	55/45	70/30
PSA 10	$147	−$43.49	55/45	75/25
CGC 10	$88.00	−$102	55/45	75/25
SGC 10	$88.00	−$102	55/45	75/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Full grade ladder

Raw conditions & history →

Matt Ryan [Gold] #331 graded prices by company and grade
Grade	PSA	CGC	BGS	SGC	Graded
10	$147	$88.00	$190	$88.00	—
9.5	—	—	—	—	$60.83
9	—	—	—	—	$38.75
8	—	—	—	—	$20.27
7	—	—	—	—	$16.00

Swipe the table for the other grading companies →

Run your own numbers

Should I pay this?

Asking priceGrading fee

Enter the seller’s asking price to see your net outcome per grade.

Other 2008 Topps cards worth checking

Full set checklist →

Tom Brady [Gold] #328

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Tom Brady [Gold] #286

Raw $106PSA 10 $638

Tom Brady [Gold] #3

Raw $97.97PSA 10 $284

Brett Favre [Tractor Packers] #34

Raw $519Graded $1,250

Tom Brady [Black] #3

Raw $210Graded $831

Grading Matt Ryan [Gold] #331 — FAQ

Is Matt Ryan [Gold] #331 worth grading?

How much is a PSA 10 Matt Ryan [Gold] #331 worth compared with raw?

A PSA 10 Matt Ryan [Gold] #331 (Football Cards 2008 Topps) sells for about $147 versus $17.28 for a raw near-mint copy — a 8.5× premium as of Sep 4, 2026.

Which grading company is best for Matt Ryan [Gold] #331?

By resale value, BGS 10 leads at $190, ahead of PSA 10 at $147. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Matt Ryan [Gold] #331 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

What gem rate makes grading Matt Ryan [Gold] #331 break even?

At a standard ~$50 fee, submitting Matt Ryan [Gold] #331 breaks even when it gems about 26% of the time (a miss assumed to sell at the PSA 9 price of $38.75).

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