![Matt Ryan [Gold] #331 (Football Cards 2008 Topps) — is it worth grading?](https://i.ebayimg.com/images/g/p5MAAeSw0VtqWm9K/s-l1600.jpg)
Is Matt Ryan [Gold] #331 worth grading?
Football · Football Cards 2008 Topps · full price guide →
Strong grading candidate — 8.3× premium in PSA 10
A PSA 10 Matt Ryan [Gold] #331 sells for $144 against $17.31 raw: a $127 spread, 8.3× the ungraded price. A PSA 9 ($22.78) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $17.31
- PSA 10
- $144
- PSA 9
- $22.78
- Gem premium
- 8.3×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $144 | +$102 | +$77.18 | −$22.82 |
| PSA 9 | $22.78 | −$19.53 | −$44.53 | −$145 |
| PSA 8 | $20.27 | −$22.04 | −$47.04 | −$147 |
Net = sale price − $17.31 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $53.21 | −$14.10 |
| 50% | $83.64 | +$16.33 |
| 75% | $114 | +$46.75 |
Break-even gem rate at the standard fee: about 37%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $188 | best | 55/45 | 70/30 |
| PSA 10 | $144 | −$43.51 | 55/45 | 75/25 |
| CGC 10 | $87.00 | −$101 | 55/45 | 75/25 |
| SGC 10 | $87.00 | −$101 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $144 | $87.00 | $188 | $87.00 | — |
| 9.5 | — | — | — | — | $60.42 |
| 9 | — | — | — | — | $22.78 |
| 8 | — | — | — | — | $20.27 |
| 7 | — | — | — | — | $16.00 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Grading Matt Ryan [Gold] #331 — FAQ
Is Matt Ryan [Gold] #331 worth grading?
A PSA 10 Matt Ryan [Gold] #331 sells for $144 against $17.31 raw: a $127 spread, 8.3× the ungraded price. A PSA 9 ($22.78) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Matt Ryan [Gold] #331 worth compared with raw?
A PSA 10 Matt Ryan [Gold] #331 (Football Cards 2008 Topps) sells for about $144 versus $17.31 for a raw near-mint copy — a 8.3× premium as of Jul 11, 2026.
Which grading company is best for Matt Ryan [Gold] #331?
By resale value, BGS 10 leads at $188, ahead of PSA 10 at $144. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Matt Ryan [Gold] #331 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Matt Ryan [Gold] #331 break even?
At a standard ~$50 fee, submitting Matt Ryan [Gold] #331 breaks even when it gems about 37% of the time (a miss assumed to sell at the PSA 9 price of $22.78).
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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