![Tom Brady [Refractor] #TB5 (Football Cards 2008 Topps Finest Tom Brady Moments) — is it worth grading?](https://i.ebayimg.com/images/g/aXcAAeSwzDRqb8hg/s-l1600.jpg)
Is Tom Brady [Refractor] #TB5 worth grading?
Football · Football Cards 2008 Topps Finest Tom Brady Moments · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Tom Brady [Refractor] #TB5 sells for $59,048 against $179 raw: a $58,869 spread, 329× the ungraded price. Even a PSA 9 ($53,680) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $179
- Grade 9.5
- $59,048
- PSA 9
- $53,680
- Gem premium
- 329×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $59,048 | +$58,844 | +$58,819 | +$58,719 |
| PSA 9 | $53,680 | +$53,476 | +$53,451 | +$53,351 |
| PSA 8 | $66.58 | −$138 | −$163 | −$263 |
Net = sale price − $179 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $55,022 | +$54,793 |
| 50% | $56,364 | +$56,135 |
| 75% | $57,706 | +$57,477 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
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Other 2008 Topps Finest Tom Brady Moments cards worth checking
Full set checklist →![Tom Brady [Refractor] #TB15 2008 Topps Finest Tom Brady Moments card](https://i.ebayimg.com/images/g/KrgAAeSwMcpqdtfu/s-l500.jpg)
Grading Tom Brady [Refractor] #TB5 — FAQ
Is Tom Brady [Refractor] #TB5 worth grading?
A Grade 9.5 Tom Brady [Refractor] #TB5 sells for $59,048 against $179 raw: a $58,869 spread, 329× the ungraded price. Even a PSA 9 ($53,680) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
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