![Tom Brady [Refractor] #TB5 (Football Cards 2008 Topps Finest Tom Brady Moments) — is it worth grading?](https://i.ebayimg.com/images/g/aXcAAeSwzDRqb8hg/s-l1600.jpg)
Is Tom Brady [Refractor] #TB5 worth grading?
Football · Football Cards 2008 Topps Finest Tom Brady Moments · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Tom Brady [Refractor] #TB5 sells for $48,617 against $161 raw: a $48,456 spread, 301× the ungraded price. Even a PSA 9 ($44,198) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $161
- Grade 9.5
- $48,617
- PSA 9
- $44,198
- Gem premium
- 301×
- As of
- Nov 1, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $48,617 | +$48,431 | +$48,406 | +$48,306 |
| PSA 9 | $44,198 | +$44,011 | +$43,986 | +$43,886 |
| PSA 8 | $66.58 | −$120 | −$145 | −$245 |
Net = sale price − $161 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $45,302 | +$45,091 |
| 50% | $46,407 | +$46,196 |
| 75% | $47,512 | +$47,301 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
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![Tom Brady [Xfractor] #TB16 2008 Topps Finest Tom Brady Moments card](https://i.ebayimg.com/images/g/8H0AAeSwQtRqc1Gj/s-l500.jpg)
![Tom Brady [Refractor] #TB2 2008 Topps Finest Tom Brady Moments card](https://i.ebayimg.com/images/g/ai8AAeSwGERq4S1E/s-l500.jpg)
Grading Tom Brady [Refractor] #TB5 — FAQ
Is Tom Brady [Refractor] #TB5 worth grading?
A Grade 9.5 Tom Brady [Refractor] #TB5 sells for $48,617 against $161 raw: a $48,456 spread, 301× the ungraded price. Even a PSA 9 ($44,198) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
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