MidpointCard Centering Grading Portfolio App

Is Joe Flacco [Blue Xfractor] #105 worth grading?

Football · Football Cards 2008 Topps Finest · full price guide →

Grading rarely pays for this card

Grade 9.5 copies of Joe Flacco [Blue Xfractor] #105 sell for $61.00, only $24.44 above the $36.56 raw price — less than an economy-tier grading fee. A PSA 9 ($55.42) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

Raw (NM)
$36.56
Grade 9.5
$61.00
PSA 9
$55.42
Gem premium
1.7×
As of
Sep 4, 2026

Break-even by outcome and fee

Joe Flacco [Blue Xfractor] #105: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$61.00−$0.56−$25.56−$126
PSA 9$55.42−$6.14−$31.14−$131

Net = sale price − $36.56 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Joe Flacco [Blue Xfractor] #105: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$56.81−$29.75
50%$58.21−$28.35
75%$59.61−$26.95

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Joe Flacco [Blue Xfractor] #105 graded prices by company and grade
GradeGraded
9.5$61.00
9$55.42

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 2008 Topps Finest cards worth checking

Full set checklist →

Grading Joe Flacco [Blue Xfractor] #105 — FAQ

Is Joe Flacco [Blue Xfractor] #105 worth grading?

Grade 9.5 copies of Joe Flacco [Blue Xfractor] #105 sell for $61.00, only $24.44 above the $36.56 raw price — less than an economy-tier grading fee. A PSA 9 ($55.42) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

Best on iPhone & Android

Check your football card in the Midpoint app

Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.

Download on the App StoreGet it on Google Play

Or try it on the web →

Best on iPhone & Android

The full Midpoint experience is in the app

Scan with your camera, get AI grades with corner and edge close-ups, issue Grade Certificates, set price alerts, track your portfolio and talk to other collectors — everything here, plus the parts a browser can't do. Free to start.

Download on the App StoreGet it on Google Play