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Chris Johnson [Black Xfractor] #116 (Football Cards 2008 Topps Finest) — is it worth grading?

Is Chris Johnson [Black Xfractor] #116 worth grading?

Football · Football Cards 2008 Topps Finest · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Chris Johnson [Black Xfractor] #116 sells for $400 against $40.78 raw: a $359 spread, 9.8× the ungraded price. Even a PSA 9 ($350) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$40.78
Grade 9.5
$400
PSA 9
$350
Gem premium
9.8×
As of
Sep 2, 2026

Break-even by outcome and fee

Chris Johnson [Black Xfractor] #116: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$400+$334+$309+$209
PSA 9$350+$284+$259+$159

Net = sale price − $40.78 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Chris Johnson [Black Xfractor] #116: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$363+$272
50%$375+$284
75%$388+$297

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Chris Johnson [Black Xfractor] #116 graded prices by company and grade
GradeGraded
9.5$400
9$350

Run your own numbers

Should I pay this?

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Grading Chris Johnson [Black Xfractor] #116 — FAQ

Is Chris Johnson [Black Xfractor] #116 worth grading?

A Grade 9.5 Chris Johnson [Black Xfractor] #116 sells for $400 against $40.78 raw: a $359 spread, 9.8× the ungraded price. Even a PSA 9 ($350) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

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