Is Patrick Willis [Gold Refractor] #96 worth grading?
Football · Football Cards 2008 Topps Finest · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Patrick Willis [Gold Refractor] #96 sells for $49.00 against $15.20 raw: a $33.80 spread, 3.2× the ungraded price. Even a PSA 9 ($44.70) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $15.20
- Grade 9.5
- $49.00
- PSA 9
- $44.70
- Gem premium
- 3.2×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $49.00 | +$8.80 | −$16.20 | −$116 |
| PSA 9 | $44.70 | +$4.50 | −$20.50 | −$121 |
Net = sale price − $15.20 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $45.78 | −$19.42 |
| 50% | $46.85 | −$18.35 |
| 75% | $47.92 | −$17.28 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
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Grading Patrick Willis [Gold Refractor] #96 — FAQ
Is Patrick Willis [Gold Refractor] #96 worth grading?
A Grade 9.5 Patrick Willis [Gold Refractor] #96 sells for $49.00 against $15.20 raw: a $33.80 spread, 3.2× the ungraded price. Even a PSA 9 ($44.70) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
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