![Peyton Manning [Refractor] #RN9 (Football Cards 1999 Topps Chrome Record Numbers) — is it worth grading?](https://i.ebayimg.com/images/g/~T4AAeSwt3xqqhYm/s-l1600.jpg)
Is Peyton Manning [Refractor] #RN9 worth grading?
Football · Football Cards 1999 Topps Chrome Record Numbers · full price guide →
Worth grading only if it gems
A PSA 10 Peyton Manning [Refractor] #RN9 brings $961 versus $331 raw — a $630 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($177) sells for less than raw, so anything short of a 10 loses money.
- Raw (NM)
- $331
- PSA 10
- $961
- PSA 9
- $177
- Gem premium
- 2.9×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $961 | +$605 | +$580 | +$480 |
| PSA 9 | $177 | −$179 | −$204 | −$304 |
| PSA 8 | $89.55 | −$266 | −$291 | −$391 |
Net = sale price − $331 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $373 | −$7.67 |
| 50% | $569 | +$188 |
| 75% | $765 | +$384 |
Break-even gem rate at the standard fee: about 26%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $1,250 | best | 55/45 | 70/30 |
| PSA 10 | $961 | −$289 | 55/45 | 75/25 |
| CGC 10 | $577 | −$673 | 55/45 | 75/25 |
| SGC 10 | $577 | −$673 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Raw conditions & history →Swipe the table for the other grading companies →
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Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1999 Topps Chrome Record Numbers cards worth checking
Full set checklist →
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![Emmitt Smith [Refractor] #RN3 1999 Topps Chrome Record Numbers card](https://i.ebayimg.com/images/g/w9UAAeSwFXJqrdqs/s-l500.jpg)
![Jerry Rice [Refractor] #RN8 1999 Topps Chrome Record Numbers card](https://i.ebayimg.com/images/g/c0gAAOSwcRBlvaWF/s-l500.jpg)
Grading Peyton Manning [Refractor] #RN9 — FAQ
Is Peyton Manning [Refractor] #RN9 worth grading?
A PSA 10 Peyton Manning [Refractor] #RN9 brings $961 versus $331 raw — a $630 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($177) sells for less than raw, so anything short of a 10 loses money.
How much is a PSA 10 Peyton Manning [Refractor] #RN9 worth compared with raw?
A PSA 10 Peyton Manning [Refractor] #RN9 (Football Cards 1999 Topps Chrome Record Numbers) sells for about $961 versus $331 for a raw near-mint copy — a 2.9× premium as of Sep 4, 2026.
Which grading company is best for Peyton Manning [Refractor] #RN9?
By resale value, BGS 10 leads at $1,250, ahead of PSA 10 at $961. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Peyton Manning [Refractor] #RN9 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Peyton Manning [Refractor] #RN9 break even?
At a standard ~$50 fee, submitting Peyton Manning [Refractor] #RN9 breaks even when it gems about 26% of the time (a miss assumed to sell at the PSA 9 price of $177).
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