Is Emmitt Smith [Refractor] #RN3 worth grading?
Football · Football Cards 1999 Topps Chrome Record Numbers · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Emmitt Smith [Refractor] #RN3 sells for $593 against $26.50 raw: a $566 spread, 22× the ungraded price. Even a PSA 9 ($111) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $26.50
- PSA 10
- $593
- PSA 9
- $111
- Gem premium
- 22×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $593 | +$541 | +$516 | +$416 |
| PSA 9 | $111 | +$59.60 | +$34.60 | −$65.40 |
| PSA 8 | $56.14 | +$4.64 | −$20.36 | −$120 |
Net = sale price − $26.50 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $232 | +$155 |
| 50% | $352 | +$276 |
| 75% | $472 | +$396 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $771 | best | 55/45 | 70/30 |
| PSA 10 | $593 | −$178 | 55/45 | 75/25 |
| CGC 10 | $356 | −$415 | 55/45 | 75/25 |
| SGC 10 | $356 | −$415 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1999 Topps Chrome Record Numbers cards worth checking
Full set checklist →![Randy Moss [Refractor] #RN1 1999 Topps Chrome Record Numbers card](https://i.ebayimg.com/images/g/8gMAAeSw~iRqodTe/s-l500.jpg)
Grading Emmitt Smith [Refractor] #RN3 — FAQ
Is Emmitt Smith [Refractor] #RN3 worth grading?
A PSA 10 Emmitt Smith [Refractor] #RN3 sells for $593 against $26.50 raw: a $566 spread, 22× the ungraded price. Even a PSA 9 ($111) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Emmitt Smith [Refractor] #RN3 worth compared with raw?
A PSA 10 Emmitt Smith [Refractor] #RN3 (Football Cards 1999 Topps Chrome Record Numbers) sells for about $593 versus $26.50 for a raw near-mint copy — a 22× premium as of Sep 4, 2026.
Which grading company is best for Emmitt Smith [Refractor] #RN3?
By resale value, BGS 10 leads at $771, ahead of PSA 10 at $593. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Emmitt Smith [Refractor] #RN3 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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