Is Walter Jones [Refractor] #TC103 worth grading?

Football · Football Cards 2007 Topps Chrome · full price guide →

Grading rarely pays for this card

Grade 9.5 copies of Walter Jones [Refractor] #TC103 sell for $23.00, only $21.10 above the $1.90 raw price — less than an economy-tier grading fee. A PSA 9 ($20.52) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

Raw (NM): $1.90
Grade 9.5: $23.00
PSA 9: $20.52
Gem premium: 12×
As of: Sep 3, 2026

Break-even by outcome and fee

Walter Jones [Refractor] #TC103: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$23.00	−$3.90	−$28.90	−$129
PSA 9	$20.52	−$6.38	−$31.38	−$131

Net = sale price − $1.90 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Walter Jones [Refractor] #TC103: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$21.14	−$30.76
50%	$21.76	−$30.14
75%	$22.38	−$29.52

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Full grade ladder

Raw conditions & history →

Walter Jones [Refractor] #TC103 graded prices by company and grade
Grade	Graded
9.5	$23.00
9	$20.52

Run your own numbers

Should I pay this?

Asking priceGrading fee

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