![Peyton Manning [Refractor] #TC96 (Football Cards 2007 Topps Chrome) — is it worth grading?](https://i.ebayimg.com/images/g/00QAAeSwScRnxjBX/s-l1600.jpg)
Is Peyton Manning [Refractor] #TC96 worth grading?
Football · Football Cards 2007 Topps Chrome · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Peyton Manning [Refractor] #TC96 sells for $82.50 against $7.99 raw: a $74.51 spread, 10× the ungraded price. Even a PSA 9 ($42.60) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $7.99
- PSA 10
- $82.50
- PSA 9
- $42.60
- Gem premium
- 10×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $82.50 | +$49.51 | +$24.51 | −$75.49 |
| PSA 9 | $42.60 | +$9.61 | −$15.39 | −$115 |
| PSA 8 | $23.80 | −$9.19 | −$34.19 | −$134 |
Net = sale price − $7.99 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $52.58 | −$5.41 |
| 50% | $62.55 | +$4.56 |
| 75% | $72.53 | +$14.54 |
Break-even gem rate at the standard fee: about 39%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $107 | best | 55/45 | 70/30 |
| PSA 10 | $82.50 | −$24.50 | 55/45 | 75/25 |
| SGC 10 | $60.00 | −$47.00 | 55/45 | 75/25 |
| CGC 10 | $50.00 | −$57.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2007 Topps Chrome cards worth checking
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![Calvin Johnson [Refractor] #TC200 2007 Topps Chrome card](https://i.ebayimg.com/images/g/OmQAAeSwmbxqST~I/s-l500.jpg)
![Calvin Johnson [Xfractor] #TC200 2007 Topps Chrome card](https://i.ebayimg.com/images/g/llQAAeSwIo5qSwpG/s-l500.jpg)
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Grading Peyton Manning [Refractor] #TC96 — FAQ
Is Peyton Manning [Refractor] #TC96 worth grading?
A PSA 10 Peyton Manning [Refractor] #TC96 sells for $82.50 against $7.99 raw: a $74.51 spread, 10× the ungraded price. Even a PSA 9 ($42.60) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Peyton Manning [Refractor] #TC96 worth compared with raw?
A PSA 10 Peyton Manning [Refractor] #TC96 (Football Cards 2007 Topps Chrome) sells for about $82.50 versus $7.99 for a raw near-mint copy — a 10× premium as of Sep 4, 2026.
Which grading company is best for Peyton Manning [Refractor] #TC96?
By resale value, BGS 10 leads at $107, ahead of PSA 10 at $82.50. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Peyton Manning [Refractor] #TC96 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Peyton Manning [Refractor] #TC96 break even?
At a standard ~$50 fee, submitting Peyton Manning [Refractor] #TC96 breaks even when it gems about 39% of the time (a miss assumed to sell at the PSA 9 price of $42.60).
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