Is Roy Williams [Refractor] #TC37 worth grading?
Football · Football Cards 2007 Topps Chrome · full price guide →
Strong grading candidate — 13× premium in PSA 10
A PSA 10 Roy Williams [Refractor] #TC37 sells for $93.72 against $7.00 raw: a $86.72 spread, 13× the ungraded price. A PSA 9 ($25.48) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $7.00
- PSA 10
- $93.72
- PSA 9
- $25.48
- Gem premium
- 13×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $93.72 | +$61.72 | +$36.72 | −$63.28 |
| PSA 9 | $25.48 | −$6.52 | −$31.52 | −$132 |
| PSA 8 | $14.67 | −$17.33 | −$42.33 | −$142 |
Net = sale price − $7.00 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $42.54 | −$14.46 |
| 50% | $59.60 | +$2.60 |
| 75% | $76.66 | +$19.66 |
Break-even gem rate at the standard fee: about 46%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $122 | best | 55/45 | 70/30 |
| PSA 10 | $93.72 | −$28.28 | 55/45 | 75/25 |
| CGC 10 | $56.00 | −$66.00 | 55/45 | 75/25 |
| SGC 10 | $56.00 | −$66.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $93.72 | $56.00 | $122 | $56.00 | — |
| 9.5 | — | — | — | — | $41.31 |
| 9 | — | — | — | — | $25.48 |
| 8 | — | — | — | — | $14.67 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2007 Topps Chrome cards worth checking
Full set checklist →![Tom Brady [Xfractor] #TC6 2007 Topps Chrome card](https://i.ebayimg.com/images/g/gKwAAOSw-mVhHVW-/s-l500.jpg)
![Tom Brady [Blue Refractor] #TC6 2007 Topps Chrome card](https://i.ebayimg.com/images/g/QJkAAeSwtZFqOWDW/s-l500.jpg)
![Tom Brady [Refractor] #TC6 2007 Topps Chrome card](https://i.ebayimg.com/images/g/uz4AAeSwARRqUw3f/s-l500.jpg)
![Calvin Johnson [Refractor] #TC200 2007 Topps Chrome card](https://i.ebayimg.com/images/g/OmQAAeSwmbxqST~I/s-l500.jpg)
![Calvin Johnson [Xfractor] #TC200 2007 Topps Chrome card](https://i.ebayimg.com/images/g/llQAAeSwIo5qSwpG/s-l500.jpg)
![Calvin Johnson [White Refractor] #TC200 2007 Topps Chrome card](https://i.ebayimg.com/images/g/7pYAAeSw~7lqFcNb/s-l500.jpg)
Grading Roy Williams [Refractor] #TC37 — FAQ
Is Roy Williams [Refractor] #TC37 worth grading?
A PSA 10 Roy Williams [Refractor] #TC37 sells for $93.72 against $7.00 raw: a $86.72 spread, 13× the ungraded price. A PSA 9 ($25.48) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Roy Williams [Refractor] #TC37 worth compared with raw?
A PSA 10 Roy Williams [Refractor] #TC37 (Football Cards 2007 Topps Chrome) sells for about $93.72 versus $7.00 for a raw near-mint copy — a 13× premium as of Jul 11, 2026.
Which grading company is best for Roy Williams [Refractor] #TC37?
By resale value, BGS 10 leads at $122, ahead of PSA 10 at $93.72. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Roy Williams [Refractor] #TC37 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Roy Williams [Refractor] #TC37 break even?
At a standard ~$50 fee, submitting Roy Williams [Refractor] #TC37 breaks even when it gems about 46% of the time (a miss assumed to sell at the PSA 9 price of $25.48).
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
Check my card free