Is Josh Allen [Refractor] #CR-4 worth grading?
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Strong grading candidate — 11× premium in PSA 10
A PSA 10 Josh Allen [Refractor] #CR-4 sells for $49.32 against $4.39 raw: a $44.93 spread, 11× the ungraded price. A PSA 9 ($16.70) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $4.39
- PSA 10
- $49.32
- PSA 9
- $16.70
- Gem premium
- 11×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $49.32 | +$19.93 | −$5.07 | −$105 |
| PSA 9 | $16.70 | −$12.69 | −$37.69 | −$138 |
| PSA 8 | $8.85 | −$20.54 | −$45.54 | −$146 |
Net = sale price − $4.39 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $24.85 | −$29.54 |
| 50% | $33.01 | −$21.38 |
| 75% | $41.16 | −$13.23 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $64.00 | best | 55/45 | 70/30 |
| PSA 10 | $49.32 | −$14.68 | 55/45 | 75/25 |
| CGC 10 | $30.00 | −$34.00 | 55/45 | 75/25 |
| SGC 10 | $30.00 | −$34.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Full set checklist →Grading Josh Allen [Refractor] #CR-4 — FAQ
Is Josh Allen [Refractor] #CR-4 worth grading?
A PSA 10 Josh Allen [Refractor] #CR-4 sells for $49.32 against $4.39 raw: a $44.93 spread, 11× the ungraded price. A PSA 9 ($16.70) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Josh Allen [Refractor] #CR-4 worth compared with raw?
A PSA 10 Josh Allen [Refractor] #CR-4 (Football Cards 2025 Topps Finest Creators) sells for about $49.32 versus $4.39 for a raw near-mint copy — a 11× premium as of Sep 4, 2026.
Which grading company is best for Josh Allen [Refractor] #CR-4?
By resale value, BGS 10 leads at $64.00, ahead of PSA 10 at $49.32. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Josh Allen [Refractor] #CR-4 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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