Is Tom Brady [Refractor] #8 worth grading?
Football · Football Cards 2007 Topps Finest · full price guide →
Strong grading candidate — 5.9× premium in PSA 10
A PSA 10 Tom Brady [Refractor] #8 sells for $1,330 against $225 raw: a $1,105 spread, 5.9× the ungraded price. A PSA 9 ($178) sells for less than raw, so anything short of a 10 loses money. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $225
- PSA 10
- $1,330
- PSA 9
- $178
- Gem premium
- 5.9×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $1,330 | +$1,080 | +$1,055 | +$955 |
| PSA 9 | $178 | −$72.01 | −$97.01 | −$197 |
Net = sale price − $225 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $466 | +$191 |
| 50% | $754 | +$479 |
| 75% | $1,042 | +$767 |
Break-even gem rate at the standard fee: about 8%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $1,729 | best | 55/45 | 70/30 |
| PSA 10 | $1,330 | −$399 | 55/45 | 75/25 |
| CGC 10 | $798 | −$931 | 55/45 | 75/25 |
| SGC 10 | $87.00 | −$1,642 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $1,330 | $798 | $1,729 | $87.00 | — |
| 9.5 | — | — | — | — | $196 |
| 9 | — | — | — | — | $178 |
| 7 | — | — | — | — | $39.00 |
Run your own numbers
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Grading Tom Brady [Refractor] #8 — FAQ
Is Tom Brady [Refractor] #8 worth grading?
A PSA 10 Tom Brady [Refractor] #8 sells for $1,330 against $225 raw: a $1,105 spread, 5.9× the ungraded price. A PSA 9 ($178) sells for less than raw, so anything short of a 10 loses money. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Tom Brady [Refractor] #8 worth compared with raw?
A PSA 10 Tom Brady [Refractor] #8 (Football Cards 2007 Topps Finest) sells for about $1,330 versus $225 for a raw near-mint copy — a 5.9× premium as of Jul 11, 2026.
Which grading company is best for Tom Brady [Refractor] #8?
By resale value, BGS 10 leads at $1,729, ahead of PSA 10 at $1,330. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Tom Brady [Refractor] #8 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Tom Brady [Refractor] #8 break even?
At a standard ~$50 fee, submitting Tom Brady [Refractor] #8 breaks even when it gems about 8% of the time (a miss assumed to sell at the PSA 9 price of $178).
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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