Is Payne Stewart #15 worth grading?
Golf · Golf Cards 2021 SP Game Used · full price guide →
Worth grading only if it gems
A PSA 10 Payne Stewart #15 brings $31.66 versus $0.99 raw — a $30.67 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($11.09) only about breaks even after fees, so the case rests on gemming.
- Raw (NM)
- $0.99
- PSA 10
- $31.66
- PSA 9
- $11.09
- Gem premium
- 32×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $31.66 | +$5.67 | −$19.33 | −$119 |
| PSA 9 | $11.09 | −$14.90 | −$39.90 | −$140 |
| PSA 8 | $5.77 | −$20.22 | −$45.22 | −$145 |
Net = sale price − $0.99 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $16.23 | −$34.76 |
| 50% | $21.38 | −$29.61 |
| 75% | $26.52 | −$24.47 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $41.00 | best | 55/45 | 70/30 |
| PSA 10 | $31.66 | −$9.34 | 55/45 | 75/25 |
| CGC 10 | $19.00 | −$22.00 | 55/45 | 75/25 |
| SGC 10 | $19.00 | −$22.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $31.66 | $19.00 | $41.00 | $19.00 | — |
| 9.5 | — | — | — | — | $21.81 |
| 9 | — | — | — | — | $11.09 |
| 8 | — | — | — | — | $5.77 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2021 SP Game Used cards worth checking
Full set checklist →![Collin Morikawa [Autograph] #69 2021 SP Game Used card](https://i.ebayimg.com/images/g/f9QAAeSwANdp-ZFF/s-l500.jpg)
![Bryson DeChambeau [Autograph] #70 2021 SP Game Used card](https://i.ebayimg.com/images/g/8ogAAeSwyWFqVQeR/s-l500.jpg)
Grading Payne Stewart #15 — FAQ
Is Payne Stewart #15 worth grading?
A PSA 10 Payne Stewart #15 brings $31.66 versus $0.99 raw — a $30.67 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($11.09) only about breaks even after fees, so the case rests on gemming.
How much is a PSA 10 Payne Stewart #15 worth compared with raw?
A PSA 10 Payne Stewart #15 (Golf Cards 2021 SP Game Used) sells for about $31.66 versus $0.99 for a raw near-mint copy — a 32× premium as of Jul 11, 2026.
Which grading company is best for Payne Stewart #15?
By resale value, BGS 10 leads at $41.00, ahead of PSA 10 at $31.66. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Payne Stewart #15 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your golf card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
Check my card free