Is Charley Hull [Yellow] #SM-12 worth grading?
Golf · Golf Cards 2026 Upper Deck Allure Sunday Money · full price guide →
Strong grading candidate — 8.0× premium in PSA 10
A PSA 10 Charley Hull [Yellow] #SM-12 sells for $56.92 against $7.11 raw: a $49.81 spread, 8.0× the ungraded price. A PSA 9 ($19.38) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $7.11
- PSA 10
- $56.92
- PSA 9
- $19.38
- Gem premium
- 8.0×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $56.92 | +$24.81 | −$0.19 | −$100 |
| PSA 9 | $19.38 | −$12.73 | −$37.73 | −$138 |
| PSA 8 | $10.40 | −$21.71 | −$46.71 | −$147 |
Net = sale price − $7.11 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $28.77 | −$28.34 |
| 50% | $38.15 | −$18.96 |
| 75% | $47.53 | −$9.58 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $74.00 | best | 55/45 | 70/30 |
| PSA 10 | $56.92 | −$17.08 | 55/45 | 75/25 |
| CGC 10 | $34.00 | −$40.00 | 55/45 | 75/25 |
| SGC 10 | $34.00 | −$40.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Grading Charley Hull [Yellow] #SM-12 — FAQ
Is Charley Hull [Yellow] #SM-12 worth grading?
A PSA 10 Charley Hull [Yellow] #SM-12 sells for $56.92 against $7.11 raw: a $49.81 spread, 8.0× the ungraded price. A PSA 9 ($19.38) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Charley Hull [Yellow] #SM-12 worth compared with raw?
A PSA 10 Charley Hull [Yellow] #SM-12 (Golf Cards 2026 Upper Deck Allure Sunday Money) sells for about $56.92 versus $7.11 for a raw near-mint copy — a 8.0× premium as of Sep 4, 2026.
Which grading company is best for Charley Hull [Yellow] #SM-12?
By resale value, BGS 10 leads at $74.00, ahead of PSA 10 at $56.92. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Charley Hull [Yellow] #SM-12 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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