MidpointCard Centering Grading Portfolio App

Is Vince Young [Refractor] #223 worth grading?

Football · Football Cards 2006 Topps Chrome · full price guide →

Worth grading only if it gems

A PSA 10 Vince Young [Refractor] #223 brings $37.50 versus $9.99 raw — a $27.51 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($19.00) only about breaks even after fees, so the case rests on gemming.

Raw (NM)
$9.99
PSA 10
$37.50
PSA 9
$19.00
Gem premium
3.8×
As of
Sep 3, 2026

Break-even by outcome and fee

Vince Young [Refractor] #223: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$37.50+$2.51−$22.49−$122
PSA 9$19.00−$15.99−$40.99−$141
PSA 8$17.58−$17.41−$42.41−$142

Net = sale price − $9.99 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Vince Young [Refractor] #223: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$23.63−$36.37
50%$28.25−$31.74
75%$32.88−$27.12

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Which grader pays the most — and what a 10 takes

All centering standards →
Vince Young [Refractor] #223: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$38.00best55/4570/30
PSA 10$37.50−$0.5055/4575/25
CGC 10$23.00−$15.0055/4575/25
SGC 10$23.00−$15.0055/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Vince Young [Refractor] #223 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$37.50$23.00$38.00$23.00—
9.5————$37.48
9————$19.00
8————$17.58

Swipe the table for the other grading companies →

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 2006 Topps Chrome cards worth checking

Full set checklist →

Grading Vince Young [Refractor] #223 — FAQ

Is Vince Young [Refractor] #223 worth grading?

A PSA 10 Vince Young [Refractor] #223 brings $37.50 versus $9.99 raw — a $27.51 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($19.00) only about breaks even after fees, so the case rests on gemming.

How much is a PSA 10 Vince Young [Refractor] #223 worth compared with raw?

A PSA 10 Vince Young [Refractor] #223 (Football Cards 2006 Topps Chrome) sells for about $37.50 versus $9.99 for a raw near-mint copy — a 3.8× premium as of Sep 3, 2026.

Which grading company is best for Vince Young [Refractor] #223?

By resale value, BGS 10 leads at $38.00, ahead of PSA 10 at $37.50. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Vince Young [Refractor] #223 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

Best on iPhone & Android

Check your football card in the Midpoint app

Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.

Download on the App StoreGet it on Google Play

Or try it on the web →

Best on iPhone & Android

The full Midpoint experience is in the app

Scan with your camera, get AI grades with corner and edge close-ups, issue Grade Certificates, set price alerts, track your portfolio and talk to other collectors — everything here, plus the parts a browser can't do. Free to start.

Download on the App StoreGet it on Google Play