Is Jason Elam [Refractor Autograph] #FM18 worth grading?
Football · Football Cards 2000 Topps Finest Moments · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Jason Elam [Refractor Autograph] #FM18 sells for $300 against $34.09 raw: a $266 spread, 8.8× the ungraded price. Even a PSA 9 ($130) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $34.09
- PSA 10
- $300
- PSA 9
- $130
- Gem premium
- 8.8×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $300 | +$241 | +$216 | +$116 |
| PSA 9 | $130 | +$70.55 | +$45.55 | −$54.45 |
| PSA 8 | $66.75 | +$7.66 | −$17.34 | −$117 |
Net = sale price − $34.09 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $172 | +$88.14 |
| 50% | $215 | +$131 |
| 75% | $257 | +$173 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $390 | best | 55/45 | 70/30 |
| PSA 10 | $300 | −$90.01 | 55/45 | 75/25 |
| CGC 10 | $180 | −$210 | 55/45 | 75/25 |
| SGC 10 | $180 | −$210 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2000 Topps Finest Moments cards worth checking
Full set checklist →![Bart Starr [Refractor Autograph] #FM1 2000 Topps Finest Moments card](https://i.ebayimg.com/images/g/VsAAAOSwpMNmzPmb/s-l500.jpg)
Grading Jason Elam [Refractor Autograph] #FM18 — FAQ
Is Jason Elam [Refractor Autograph] #FM18 worth grading?
A PSA 10 Jason Elam [Refractor Autograph] #FM18 sells for $300 against $34.09 raw: a $266 spread, 8.8× the ungraded price. Even a PSA 9 ($130) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Jason Elam [Refractor Autograph] #FM18 worth compared with raw?
A PSA 10 Jason Elam [Refractor Autograph] #FM18 (Football Cards 2000 Topps Finest Moments) sells for about $300 versus $34.09 for a raw near-mint copy — a 8.8× premium as of Sep 4, 2026.
Which grading company is best for Jason Elam [Refractor Autograph] #FM18?
By resale value, BGS 10 leads at $390, ahead of PSA 10 at $300. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Jason Elam [Refractor Autograph] #FM18 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Best on iPhone & Android
Check your football card in the Midpoint app
Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.
