Is Dan Marino [Refractor Autograph] #FM4 worth grading?
Football · Football Cards 2000 Topps Finest Moments · full price guide →
Worth grading only if it gems
A Grade 9.5 Dan Marino [Refractor Autograph] #FM4 brings $358 versus $322 raw — a $36.01 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($325) only about breaks even after fees, so the case rests on gemming.
- Raw (NM)
- $322
- Grade 9.5
- $358
- PSA 9
- $325
- Gem premium
- 1.1×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $358 | +$11.01 | −$13.99 | −$114 |
| PSA 9 | $325 | −$21.99 | −$46.99 | −$147 |
Net = sale price − $322 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $333 | −$38.74 |
| 50% | $342 | −$30.49 |
| 75% | $350 | −$22.24 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
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Other 2000 Topps Finest Moments cards worth checking
Full set checklist →![Bart Starr [Refractor Autograph] #FM1 2000 Topps Finest Moments card](https://i.ebayimg.com/images/g/VsAAAOSwpMNmzPmb/s-l500.jpg)
Grading Dan Marino [Refractor Autograph] #FM4 — FAQ
Is Dan Marino [Refractor Autograph] #FM4 worth grading?
A Grade 9.5 Dan Marino [Refractor Autograph] #FM4 brings $358 versus $322 raw — a $36.01 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($325) only about breaks even after fees, so the case rests on gemming.
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