![Bart Starr [Refractor] #FM1 (Football Cards 2000 Topps Finest Moments) — is it worth grading?](https://i.ebayimg.com/images/g/gVEAAOSwQuhkPXna/s-l1600.jpg)
Is Bart Starr [Refractor] #FM1 worth grading?
Football · Football Cards 2000 Topps Finest Moments · full price guide →
Strong grading candidate — 34× premium in PSA 10
A PSA 10 Bart Starr [Refractor] #FM1 sells for $134 against $3.99 raw: a $130 spread, 34× the ungraded price. A PSA 9 ($27.00) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $3.99
- PSA 10
- $134
- PSA 9
- $27.00
- Gem premium
- 34×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $134 | +$105 | +$79.84 | −$20.16 |
| PSA 9 | $27.00 | −$1.99 | −$26.99 | −$127 |
| PSA 8 | $24.99 | −$4.00 | −$29.00 | −$129 |
Net = sale price − $3.99 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $53.71 | −$0.28 |
| 50% | $80.42 | +$26.43 |
| 75% | $107 | +$53.13 |
Break-even gem rate at the standard fee: about 25%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $174 | best | 55/45 | 70/30 |
| PSA 10 | $134 | −$40.17 | 55/45 | 75/25 |
| CGC 10 | $80.00 | −$94.00 | 55/45 | 75/25 |
| SGC 10 | $80.00 | −$94.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $134 | $80.00 | $174 | $80.00 | — |
| 9.5 | — | — | — | — | $49.20 |
| 9 | — | — | — | — | $27.00 |
| 8 | — | — | — | — | $24.99 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2000 Topps Finest Moments cards worth checking
Full set checklist →![Franco Harris [Refractor] #FM6 2000 Topps Finest Moments card](https://i.ebayimg.com/images/g/LM0AAeSwGgVqDPMe/s-l500.jpg)
![Bart Starr [Refractor Autograph] #FM1 2000 Topps Finest Moments card](https://i.ebayimg.com/images/g/VsAAAOSwpMNmzPmb/s-l500.jpg)
Grading Bart Starr [Refractor] #FM1 — FAQ
Is Bart Starr [Refractor] #FM1 worth grading?
A PSA 10 Bart Starr [Refractor] #FM1 sells for $134 against $3.99 raw: a $130 spread, 34× the ungraded price. A PSA 9 ($27.00) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Bart Starr [Refractor] #FM1 worth compared with raw?
A PSA 10 Bart Starr [Refractor] #FM1 (Football Cards 2000 Topps Finest Moments) sells for about $134 versus $3.99 for a raw near-mint copy — a 34× premium as of Jul 11, 2026.
Which grading company is best for Bart Starr [Refractor] #FM1?
By resale value, BGS 10 leads at $174, ahead of PSA 10 at $134. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Bart Starr [Refractor] #FM1 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Bart Starr [Refractor] #FM1 break even?
At a standard ~$50 fee, submitting Bart Starr [Refractor] #FM1 breaks even when it gems about 25% of the time (a miss assumed to sell at the PSA 9 price of $27.00).
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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