Is Ben Coates [Refractor] #HG7 worth grading?
Football · Football Cards 1998 Topps Chrome Hidden Gems · full price guide →
Strong grading candidate — 31× premium in PSA 10
A PSA 10 Ben Coates [Refractor] #HG7 sells for $124 against $3.99 raw: a $120 spread, 31× the ungraded price. A PSA 9 ($26.49) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $3.99
- PSA 10
- $124
- PSA 9
- $26.49
- Gem premium
- 31×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $124 | +$94.54 | +$69.54 | −$30.46 |
| PSA 9 | $26.49 | −$2.50 | −$27.50 | −$128 |
| PSA 8 | $13.18 | −$15.81 | −$40.81 | −$141 |
Net = sale price − $3.99 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $50.75 | −$3.24 |
| 50% | $75.01 | +$21.02 |
| 75% | $99.27 | +$45.28 |
Break-even gem rate at the standard fee: about 28%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $161 | best | 55/45 | 70/30 |
| PSA 10 | $124 | −$37.47 | 55/45 | 75/25 |
| CGC 10 | $74.00 | −$87.00 | 55/45 | 75/25 |
| SGC 10 | $74.00 | −$87.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Grading Ben Coates [Refractor] #HG7 — FAQ
Is Ben Coates [Refractor] #HG7 worth grading?
A PSA 10 Ben Coates [Refractor] #HG7 sells for $124 against $3.99 raw: a $120 spread, 31× the ungraded price. A PSA 9 ($26.49) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Ben Coates [Refractor] #HG7 worth compared with raw?
A PSA 10 Ben Coates [Refractor] #HG7 (Football Cards 1998 Topps Chrome Hidden Gems) sells for about $124 versus $3.99 for a raw near-mint copy — a 31× premium as of Sep 4, 2026.
Which grading company is best for Ben Coates [Refractor] #HG7?
By resale value, BGS 10 leads at $161, ahead of PSA 10 at $124. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Ben Coates [Refractor] #HG7 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Ben Coates [Refractor] #HG7 break even?
At a standard ~$50 fee, submitting Ben Coates [Refractor] #HG7 breaks even when it gems about 28% of the time (a miss assumed to sell at the PSA 9 price of $26.49).
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