Is Franco Harris, Walter Payton #MM9 worth grading?
Football · Football Cards 1997 Upper Deck Legends Marquee Matchups · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Franco Harris, Walter Payton #MM9 sells for $34.00 against $5.79 raw: a $28.21 spread, 5.9× the ungraded price. Even a PSA 9 ($31.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $5.79
- Grade 9.5
- $34.00
- PSA 9
- $31.00
- Gem premium
- 5.9×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $34.00 | +$3.21 | −$21.79 | −$122 |
| PSA 9 | $31.00 | +$0.21 | −$24.79 | −$125 |
| PSA 8 | $7.93 | −$22.86 | −$47.86 | −$148 |
Net = sale price − $5.79 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $31.75 | −$24.04 |
| 50% | $32.50 | −$23.29 |
| 75% | $33.25 | −$22.54 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
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Grading Franco Harris, Walter Payton #MM9 — FAQ
Is Franco Harris, Walter Payton #MM9 worth grading?
A Grade 9.5 Franco Harris, Walter Payton #MM9 sells for $34.00 against $5.79 raw: a $28.21 spread, 5.9× the ungraded price. Even a PSA 9 ($31.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
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