Is Derrick Thomas [Player's Private Issue] #92 worth grading?

Football · Football Cards 1997 Topps Gallery · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Derrick Thomas [Player's Private Issue] #92 sells for $76.00 against $17.50 raw: a $58.50 spread, 4.3× the ungraded price. Even a PSA 9 ($68.66) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM): $17.50
Grade 9.5: $76.00
PSA 9: $68.66
Gem premium: 4.3×
As of: Sep 4, 2026

Break-even by outcome and fee

Derrick Thomas [Player's Private Issue] #92: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$76.00	+$33.50	+$8.50	−$91.50
PSA 9	$68.66	+$26.16	+$1.16	−$98.84

Net = sale price − $17.50 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Derrick Thomas [Player's Private Issue] #92: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$70.50	+$3.00
50%	$72.33	+$4.83
75%	$74.16	+$6.66

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Full grade ladder

Raw conditions & history →

Derrick Thomas [Player's Private Issue] #92 graded prices by company and grade
Grade	Graded
9.5	$76.00
9	$68.66

Run your own numbers

Should I pay this?

Asking priceGrading fee

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