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Is Curtis Martin [Refractor] #134 worth grading?

Football · Football Cards 1997 Topps Chrome · full price guide →

Grading rarely pays for this card

Grade 9.5 copies of Curtis Martin [Refractor] #134 sell for $39.00, only $19.50 above the $19.50 raw price — less than an economy-tier grading fee. A PSA 9 ($35.00) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

Raw (NM)
$19.50
Grade 9.5
$39.00
PSA 9
$35.00
Gem premium
2.0×
As of
Jul 11, 2026

Break-even by outcome and fee

Curtis Martin [Refractor] #134: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$39.00−$5.50−$30.50−$131
PSA 9$35.00−$9.50−$34.50−$135
PSA 8$15.50−$29.00−$54.00−$154

Net = sale price − $19.50 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Curtis Martin [Refractor] #134: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$36.00−$33.50
50%$37.00−$32.50
75%$38.00−$31.50

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Curtis Martin [Refractor] #134 graded prices by company and grade
GradeGraded
9.5$39.00
9$35.00
8$15.50

Run your own numbers

Should I pay this?

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Grading Curtis Martin [Refractor] #134 — FAQ

Is Curtis Martin [Refractor] #134 worth grading?

Grade 9.5 copies of Curtis Martin [Refractor] #134 sell for $39.00, only $19.50 above the $19.50 raw price — less than an economy-tier grading fee. A PSA 9 ($35.00) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

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