$Tim Brown [Refractor] #127 (Football Cards 1997 Topps Chrome) — is it worth grading?$

Is Tim Brown [Refractor] #127 worth grading?

Football · Football Cards 1997 Topps Chrome · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Tim Brown [Refractor] #127 sells for $53.00 against $11.50 raw: a $41.50 spread, 4.6× the ungraded price. Even a PSA 9 ($48.40) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM): $11.50
Grade 9.5: $53.00
PSA 9: $48.40
Gem premium: 4.6×
As of: Sep 4, 2026

Break-even by outcome and fee

Tim Brown [Refractor] #127: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$53.00	+$16.50	−$8.50	−$109
PSA 9	$48.40	+$11.90	−$13.10	−$113

Net = sale price − $11.50 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Tim Brown [Refractor] #127: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$49.55	−$11.95
50%	$50.70	−$10.80
75%	$51.85	−$9.65

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Full grade ladder

Raw conditions & history →

Tim Brown [Refractor] #127 graded prices by company and grade
Grade	Graded
9.5	$53.00
9	$48.40

Run your own numbers

Should I pay this?

Asking priceGrading fee

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