Is Michael Jordan: January 13 [22K] worth grading?
Basketball · Basketball Cards 1999 Upper Deck Michael Jordan Retirement Set · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Michael Jordan: January 13 [22K] sells for $933 against $42.47 raw: a $890 spread, 22× the ungraded price. Even a PSA 9 ($172) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $42.47
- PSA 10
- $933
- PSA 9
- $172
- Gem premium
- 22×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $933 | +$865 | +$840 | +$740 |
| PSA 9 | $172 | +$105 | +$79.62 | −$20.38 |
| PSA 8 | $86.98 | +$19.51 | −$5.49 | −$105 |
Net = sale price − $42.47 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $362 | +$270 |
| 50% | $552 | +$460 |
| 75% | $742 | +$650 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $1,212 | best | 55/45 | 70/30 |
| PSA 10 | $933 | −$279 | 55/45 | 75/25 |
| CGC 10 | $560 | −$652 | 55/45 | 75/25 |
| SGC 10 | $560 | −$652 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1999 Upper Deck Michael Jordan Retirement Set cards worth checking
Full set checklist →Grading Michael Jordan: January 13 [22K] — FAQ
Is Michael Jordan: January 13 [22K] worth grading?
A PSA 10 Michael Jordan: January 13 [22K] sells for $933 against $42.47 raw: a $890 spread, 22× the ungraded price. Even a PSA 9 ($172) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Michael Jordan: January 13 [22K] worth compared with raw?
A PSA 10 Michael Jordan: January 13 [22K] (Basketball Cards 1999 Upper Deck Michael Jordan Retirement Set) sells for about $933 versus $42.47 for a raw near-mint copy — a 22× premium as of Sep 4, 2026.
Which grading company is best for Michael Jordan: January 13 [22K]?
By resale value, BGS 10 leads at $1,212, ahead of PSA 10 at $933. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Michael Jordan: January 13 [22K] need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Best on iPhone & Android
Check your basketball card in the Midpoint app
Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.
